Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Great employees who are helpful,if you have questions just ask them. These people will do their best to cover all information about loans and types of loans.
SM
Sarah Myrick
Oct 15, 2025
5.0
Victor, Barbara, Gaby, Becki and Dan are the nicest people I’ve ever met! So kind and respectful!!
AY
Aliya Ynes
Oct 8, 2025
5.0
thank you so much for the patience and time
MB
Madison Burbridge
Sep 26, 2025
5.0
Becki was so awesome and patient with me
JP
Jazmin Pettway
Jul 30, 2025
5.0
Thank you victor for you great customer service, I would highly recommend check city !!!
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
What are the requirements to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, you need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans work at Check City?
Personal loans at Check City are long-term installment loans that allow you to repay in smaller, regular payments. After approval, you can pick up your cash or set up direct deposit. They can be used for debt consolidation, medical bills, or major purchases.
What is a title loan and how does it work at Check City?
A title loan is a secure, short-term loan where you give Check City a lien on your car title as collateral. When you repay the loan, the lien is removed and your vehicle title is returned to you.
Can you explain what a payday loan is at Check City?
A payday loan at Check City is a small, short-term loan advanced against your next paycheck, meant for short-term financial needs. The loan is repaid when your next paycheck is cashed. Not all applications are approved, and credit counseling is encouraged if needed.
What are Check City's operating hours?
Check City is open Monday through Saturday from 8:00 AM to 8:00 PM, and Sunday from 10:00 AM to 6:00 PM. Holiday hours may vary, with some days closed or reduced hours.
Does Check City provide wheelchair access and free parking?
Yes, Check City offers a wheelchair accessible entrance and free parking for customers.
What types of financial services does Check City offer?
Check City offers payday loans, title loans, installment loans, check cashing, tax services, money transfers, prepaid debit cards, cash for gold, and more.
Are there nearby places where I can grab food or relax after visiting Check City?
Yes, near Check City you can visit Fiesta Mexicana for Mexican cuisine, YU DE THAI Restaurant for Thai food, Del Taco for fast Mexican food, or enjoy frozen yogurt at sweetFrog Premium Frozen Yogurt and U-Swirl Frozen Yogurt.
What nearby services can help me with beauty and wellness after visiting Check City?
Close to Check City are beauty and wellness spots such as Happy Nails, Heathers_Nails_Nv tanning salon, Nails by Sarah Ghiglieri, Dulce and Spice Salon, and Under Your Skin Tattoo & Body Piercing for self-care and beauty needs.
How can nearby public services and retail locations benefit customers visiting Check City?
Customers can easily access services like US Navy Enlisted Recruiting for employment, Office Depot for printing and office supplies, UPS Access Point for shipping needs, and CVS Pharmacy for medical supplies, all located near Check City.