Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Autumn and Keena always help me cash business checks everytime very respectful and smooth sailing . Thank you highly recommend
BR
Brian Rivera-Chavez
Aug 8, 2025
5.0
Came in today to check city to cash in a check and was helped by a customer service rep named Keena & Was amazed on how she went out of her way to get the help that I needed. I had the patience while she was making sure I had the right credentials, took a while but ended up receiving what I had came in for. Check city has some great service!
AM
Anne Marie Moore
Aug 6, 2025
5.0
Keena was absolutely amazing!! So sweet and understanding!!!! Thank you keena :)
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
What documents do I need to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, bring a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans work at Check City?
Personal loans at Check City are long-term installment loans allowing repayment in smaller regular payments. After approval, you can get cash in-store or via direct deposit. They're useful for debt consolidation, medical expenses, or major purchases.
What is a title loan and how does it work at Check City?
A title loan is a short-term secured loan where you give Check City a lien on your car title as collateral. Once the loan is fully repaid, the lien is removed, and you receive your vehicle title back.
Can you explain payday loans offered by Check City?
Payday loans at Check City are small, short-term advances on your next paycheck, which you repay when you receive it. These loans are intended for short-term financial needs only.
What are Check City's operating hours?
Check City is open Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and Sunday from 10:00 AM to 5:00 PM.
Is Check City accessible and does it have parking?
Yes, Check City has a wheelchair-accessible entrance and free parking available for customers.
What financial services can I find near Check City?
Near Check City, you can find other financial services like Western Union for money transfers and Sabatini and Associates LTD for tax services and bookkeeping.
Are there dining options close to Check City?
Yes, nearby dining options include Casa De Oro (Latin American cuisine), The Kitchen by Great Full Gardens (health food), Haru (Japanese/Asian cuisine), and Spicy Pickle (salad bar and sandwich shop).
How can nearby health services benefit customers visiting Check City?
Customers visiting Check City can access nearby health and medical services such as Nevada Physical Therapy, Thrive Infusion, Active Sports Medicine, and chiropractic care at Create Health Chiropractic and Mitchell Fleischer DC.
Where can I find additional services like shipping or insurance near Check City?
Near Check City, you can visit The UPS Store 1292 for printing and shipping, Farmers Insurance - Michael Peyton for auto insurance, and Karen Lima - State Farm Insurance for other insurance needs.