Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Ali came in clutch, I had been hit with some of life's "what ifs" and was in a tight spot. I called Check city and Ali was able to help me out making the process smooth and painless. I definitely recommend using their services if you are in a bind and need money fast.
PT
Pascale Thorne
Aug 14, 2025
5.0
Allie truly was an angel to my boyfriend and I when we went in on Monday. We were between a rock and a hard place and Allie was so compassionate and helped us with everything we needed. She definitely deserves a raise!
KF
Kyle Faria
Aug 13, 2025
5.0
Staff was very friendly and extremely helpful. Helped us when we really needed it, Ali is amazing.
AB
Aaron Buford
Aug 13, 2025
5.0
A-Aron is the best and provide top tier customer service
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
What are the requirements to apply for a short-term loan at Check City?
To apply for a short-term loan, bring a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans work at Check City?
Personal loans are long-term installment loans with smaller regular payments. After approval, funds can be picked up in-store or set up for direct deposit, suitable for various needs like debt consolidation or medical bills.
What is a title loan and how does it work at Check City?
A title loan is a short-term loan using your car's title as collateral. Once the loan is paid off, the lien is removed and you regain full ownership of your vehicle.
What should I know about payday loans at Check City?
A payday loan is a small, short-term advance on your next paycheck, intended for urgent financial needs only. Check City holds your check until your payday or a specified date to repay the loan.
What are the operating hours of Check City on weekdays and weekends?
Check City is open Monday to Friday from 8:00 AM to 9:00 PM, Saturday from 8:00 AM to 6:00 PM, and Sunday from 9:00 AM to 6:00 PM.
Is there free parking and wheelchair accessible entrance available at Check City?
Yes, Check City offers free parking and has a wheelchair accessible entrance for your convenience.
What financial services does Check City provide at the Warm Springs and Durango location?
Check City offers payday loans, title loans, check cashing services, installment loans, tax preparation, cash for gold, prepaid debit cards, and more financial solutions.
Which nearby restaurants can I visit when I come to Check City?
Nearby restaurants include Teriyaki Madness (Japanese cuisine), Mantra Masala (Indian cuisine), Taco Bell (fast food Mexican), Burger King (fast food), and Rosatis Pizza.
Are there nearby shopping and service centers near Check City where I can shop or get other services?
Yes, Durango Springs Plaza offers shopping and furniture stores. Nearby service providers include Pawsh Wash Pet Grooming, LV Nail Lounge, and several dry cleaning services like 2 Brothers Cleaners and Five Star Dry Cleaning.
Can the nearby transit or travel services help me reach Check City easily?
Yes, Pearl of the Orient Travel nearby offers travel services and transportation which can assist customers in reaching Check City conveniently.