Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Brenda was very helpful an answered all my questions.
KD
Kristin Dunk
Jan 1, 2026
5.0
Crystal is amazing she helped me so much with my situation and got me the most money and best plan!!
TS
Tamika Simmons
Dec 31, 2025
5.0
Bree and Crystal were amazing in helping me with the services I required. They went above and beyond.
CA
Cory Altura
Dec 26, 2025
5.0
Stopped in to cash a check after Christmas and Brenda helped me out, very gracious and kind woman. Thank you so much Brenda!
YR
Yvonne Rodrigues
Dec 8, 2025
5.0
I went into check city wanting to cash my ck that I received from a school refund. Brenda at store N800 located at 6820 west charleston blvd. If any check cashing needs or payday loans I refer you to Brenda. She was very polite ,knowledgeable and happy to help me. Thank you again for having great customer service and going above and beyond to help me add money to my NetSpend card and showing me how to activate and how to direct deposit my future checks. No hassle 😉
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
What do I need to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, you need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans at Check City work?
Personal loans at Check City are long-term installment loans that let you repay in smaller, regular payments. After approval, you can pick up your cash or set up direct deposit. They can cover expenses like debt consolidation, medical bills, or major purchases.
What is a title loan offered by Check City?
A title loan is a short-term secured loan where you use your car's title as collateral. Once you repay the loan, the lien is removed and your vehicle title is returned.
Can you explain payday loans at Check City?
A payday loan is a small, short-term loan advanced on your next paycheck. It should be used for short-term needs and repaid by your next payday, offering quick funds while you wait for your salary.
What services does Check City provide?
Check City offers payday loans, title loans, check cashing, money transfer, tax services, installment loans, and more financial assistance options.
What are Check City's operating hours?
Check City is open Monday through Saturday from 7:00 AM to 11:00 PM, and Sundays from 8:00 AM to 9:00 PM. Note holiday hours may vary, with some days closed or limited hours.
Is Check City accessible and is parking available?
Yes, Check City has a wheelchair accessible entrance and provides free parking for customers.
How can nearby Health Hut and Adeline Bridal be convenient when visiting Check City?
When visiting Check City, you can conveniently pick up health supplements or pharmacy items at nearby Health Hut, or explore bridal services at Adeline Bridal, making your trip more productive.
Which nearby food places can I visit before or after my visit to Check City?
Near Check City, you have options like Boba etc. for bubble tea, Greens and Grill for Mediterranean cuisine, Little Caesars and Papa Murphy's for pizza, and Jamms Restaurant for American eats.
Are there nearby services that could complement my visit to Check City?
Yes, nearby services include H&R Block for tax and accounting assistance, The UPS Store for shipping needs, and CoinFlip Bitcoin ATM for cryptocurrency transactions.