Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
What are the requirements to apply for a short-term loan at Check City?
To apply for a short-term loan, bring a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an active checking account.
How do personal loans from Check City work?
Personal loans are long-term installment loans repaid in smaller regular payments. After approval, you can pick up cash or use direct deposit. They cover expenses like debt consolidation, medical bills, or major purchases.
Can you explain what a title loan is at Check City?
A title loan is a short-term secured loan where you give a lien on your car title as collateral. Once the loan is paid off, the lien is removed and you get your vehicle title back.
What is a payday loan and how does it work at Check City?
A payday loan is a short-term loan advanced from your next paycheck. You repay it when your paycheck comes. Check City holds your check until the specified payday before cashing it to repay the loan.
What services does Check City provide besides loans?
Check City offers payday loans, title loans, check cashing, money transfers, cash for gold, tax services including preparation, installment loans, prepaid debit cards, refinancing, and emergency loans.
What are the operating hours of Check City at Tropicana and Fort Apache?
Check City is open Monday-Thursday and Saturday-Sunday from 8 AM to 8 PM, Friday from 7 AM to 10 PM, and has special holiday hours or closures on certain dates.
Is there free parking and is the entrance wheelchair accessible at Check City?
Yes, Check City has free parking and a wheelchair accessible entrance for customer convenience.
What nearby places can I visit along with Check City at Tropicana and Fort Apache?
Nearby, you can visit Western Union for money transfer services, Dana's Nails & Spa for beauty treatments, or Domino's Pizza for a quick meal after your visit to Check City.
How can nearby businesses like Sanford Tax Group be helpful when visiting Check City?
Sanford Tax Group offers tax and financial services nearby, making it convenient to handle your tax preparation or financial planning alongside your visit to Check City.
What dining options are available near Check City at Tropicana and Fort Apache?
Nearby dining options include Jimmy John's for sandwiches, McDonald's for fast food, and Pinkbox Doughnuts® for sweet treats, perfect for before or after your appointments.