Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Shanisse and her team, Teneiah and Shayna are a gem to the company. Very courteous, and helpful. Exemplary service! Thank you guys
JH
Judelyn Hicks
Sep 28, 2025
5.0
Thank you Wen for being courteous and attentive and welcoming! It’s rare these days to find such consistent and personalized service. 100% recommend this place!
LS
Leonetta Sells
Sep 28, 2025
5.0
I appreciated the communication and courtesy from Wen. My husband and I Highly recommend coming to this location !
Thank you to the Team at Check City (Wigwam/ Eastern) Location
KA
Kirby A
Sep 28, 2025
5.0
Wen was really helpful, . Money order was free which was fantastic. She also informed me that they do short term payday loans. Definitely will recommend.
MM
Mario
Sep 27, 2025
5.0
Shannise, Shayna and taniah are the most respectful group of individuals that respect me everytime and makes it simple and easy !!
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
What are the requirements to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, you need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans work at Check City?
Personal loans at Check City are long-term installment loans repaid in smaller, regular payments. After approval, you can receive funds via pickup at the store or direct deposit, suitable for various expenses like debt consolidation or medical bills.
What is a title loan and how does it work at Check City?
A title loan is a secure, short-term loan where you provide your car's title as collateral. If you repay the loan, the lien is removed and your vehicle title is returned.
Can you explain what a payday loan is at Check City?
A payday loan is a small, short-term loan advanced against your next paycheck, repaid when you receive it. It's for short-term needs and not a long-term financial solution.
What are Check City's operating hours during the week?
Check City is open Monday through Thursday from 8:00 AM to 7:00 PM, Friday from 8:00 AM to 9:00 PM, Saturday from 10:00 AM to 6:00 PM, and Sunday from 10:00 AM to 5:00 PM.
Is Check City accessible for customers with disabilities?
Yes, Check City has a wheelchair accessible entrance to accommodate customers with disabilities.
Does Check City have free parking available for customers?
Yes, Check City offers a free parking lot for customer convenience.
What nearby restaurants can I visit before or after my appointment at Check City?
You can enjoy a meal at nearby Frankie’s Pizza, which offers Italian and pizza options, or visit the Village Pub & Poker for American dining and a bar experience.
Are there convenient financial services near Check City if I need additional support?
Yes, nearby financial services include another Check City location and Western Union, both helpful for various financial transactions.
What are some nearby health and wellness options near Check City?
Nearby health services include Art Of Chiropractic for holistic care and Classic Critique Cosmetic & Esthetics for medical and cosmetic treatments.