Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Had an amazing experience here, Amber was very personable and helpful with all of my needs and questions. Much appreciated.
MS
Monique Salter
Jan 3, 2026
5.0
I just want to give a huge shoutout to Amber who truly went above and beyond for me during a stressful time. Her kindness, patience, and genuine care meant so much. You could feel her good energy the moment she started helping
Thank you, Amber you made my day so much better. This is exactly how you keep customers coming back
SS
Steelo S&R
Jan 3, 2026
5.0
I don’t know where to start. My experience everytime with Amber has been one of the most breath taking experiences ever. Hey cheerfulness and her smile always gives me strength that it’s going to be a wonderful day! Always there to help and guide the best way possible. I wish everyone had the same energy, professionalism, and openness as Amber!! SHE ROCKS & THANKS FOR ALWAYS MAKING US MATTER!!!
BC
Bit Coin
Dec 24, 2025
5.0
The Business from this team put me in business with a factor of simplicity. The Business women there are cool. Taco bells next door so you can eat before the world grasps your existence.
CB
Christian Bailey
Oct 18, 2025
5.0
Sonya was sooo helpful and professional, and made getting a loan very fast and simple.
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
What do I need to apply for a short-term loan at Check City?
To apply for a short-term loan, bring a valid government-issued ID, proof of income and address, a verifiable phone number, and an open, active checking account.
How do personal loans work at Check City?
Personal loans are long-term installment loans repaid in smaller, regular payments. After approval, you can pick up cash or get direct deposit, useful for consolidating debt or covering major expenses over time.
Can you explain what a title loan is?
A title loan is a secure, short-term loan using your car title as collateral. Once the loan is repaid, the lien is removed and your vehicle title is returned to you.
What is a payday loan and how does it work at Check City?
A payday loan is a short-term advance on your next paycheck, repaid when you receive it. It's meant for short-term financial needs and Check City holds your check until repayment date to cash it.
What are Check City's hours of operation?
Check City is open Monday to Thursday from 8:00 AM to 8:00 PM, Friday 7:00 AM to 9:00 PM, Saturday 8:00 AM to 6:00 PM, and Sunday 10:00 AM to 5:00 PM.
Is parking available at Check City?
Yes, Check City offers free parking for customers.
Is Check City accessible for people with disabilities?
Yes, Check City has a wheelchair accessible entrance.
What nearby restaurants can I visit before or after my visit to Check City?
You can visit nearby restaurants like Maria's Taco Shop, Saborr, Guanatos Pues, Taco Bell, Little Caesars Pizza, or Farmer Boys for a variety of dining options.
Are there any nearby automotive services near Check City?
Yes, Meineke Car Care Center, O'Reilly Auto Parts, and My Auto Service are nearby for automotive repairs, parts, and gas.
Where can I access mobile and telecommunications services near Check City?
Nearby options include Metro by T-Mobile and Cricket Wireless Authorized Retailer for mobile phone services and internet providers.