Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Ross, Marley, Juan and Endria at the lake mead and torrey pines location are very professional and very friendly and very helpful. My deepest appreciation to Ross and his wonderful staff!
EL
E L
Aug 6, 2025
5.0
Juan provides excellent customer service. He’s kind ,patient, detail -oriented and overall amazing!!!! Thank you Check City :)
KB
KV Babyy
Jul 31, 2025
5.0
Endria is so amazing. Her energy and personality make her such a great fit for this establishment. She remembers her customers and always greets us with a smile. I've been using this location since I've been in Vegas and she is by far the best employee I've came across. I wish I could give her 100 stars 👏🏽👏🏽
CF
Cody Fiscus
Jun 2, 2023
5.0
Indica C was very nice. She helped me tape my I.D. that broke in half earlier in the day. She was prompt and got me what I needed and on my way quickly.
SR
Shannon Rabb
Mar 21, 2019
5.0
I have been going to check city for some years now and they’ve always had excellent customer service and Lorena has got to be the sweetest person you ever want to have the pleasure of dealing with she always makes me feel like family as does the rest of the staff but Lorena if not her caring personality and just her overall everything is what customer service is all about I love Lorena and not only do she treat me like family everyone that walks through those doors love her and I have witnessed people asking for her specifically because of how she treats people like family thank you check city for having my back
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
What are the requirements to apply for a short-term loan at Check City?
To apply for a short-term loan at Check City, you need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How do personal loans work at Check City?
Personal loans at Check City are long-term installment loans with smaller regular payments. After approval, you can pick up your cash in-store or set up direct deposit. They can be used for consolidating debt, medical bills, or major purchases.
What is a title loan and how does it work?
A title loan is a secured, short-term loan where you offer your car title as collateral to the lender. If the loan is repaid, the lien is removed and your vehicle title is returned to you.
Can you explain what a payday loan is at Check City?
A payday loan is a small, short-term advance on your next paycheck, repaid when you receive that paycheck. It's meant for short-term financial needs, not long-term solutions.
What types of financial services does Check City offer?
Check City offers payday loans, title loans, check cashing, money transfer, cash for gold, tax preparation, installment loans, prepaid debit cards, refinancing options, and more.
What are the opening hours for Check City at Lake Mead and Torrey Pines?
Check City is open Monday to Friday from 8:00 AM to 8:00 PM, and Saturday to Sunday from 9:00 AM to 6:00 PM. Closed on certain holidays like November 27th and December 25th.
Is there free parking available when visiting Check City?
Yes, Check City has a free parking lot available for customers.
Are there nearby restaurants where I can eat before or after visiting Check City?
Yes, nearby dining options include Munchies (American), Mr. Eatz and Marco's Pizza (pizza restaurants), River9Thai (Thai restaurant), Torrey Pines Pub (American pub), Gerardo's Tacos (Mexican), and Sonic Drive-In (fast food).
Are there nearby services like gas stations or ATMs near Check City?
Yes, nearby services include Conoco gas station, Rebel convenience store and gas station, RockItCoin and Just Digital Coin Bitcoin ATMs, and Chase Bank with ATM services.
What nearby places can help with shipping or postal needs near Check City?
Nearby shipping and postal services include the UPS Access Point location and the USPS post office, both convenient for mailing and receiving packages.