Check City offers personal loans, payday loans, title loans, and many other financial services across the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need—fast. Apply now! If approved, receive your funds in less than 20 minutes.
Gwendolyn was awesome! I walked in hopeless, worried about Christmas coming up and not having enough for family gifts and dinner preparations, and I honestly thought I wasn't gonna be able to get anything. Gwen and co-worker were both so helpful and willing to find a way to make it possible for me to receive a loan, and on the same day! I really am grateful for her superb customer service and the cheerful, encouraging vibe she made me feel being there! I hope she gets paid enough for her kindness and willingness to help people like me🥰.
SB
Steffen Brown
Nov 15, 2025
5.0
Great experience. Britney was friendly, professional, and made the whole loan process quick and easy. Really appreciated her help
EA
Elizabeth Ashleigh
Nov 9, 2025
5.0
Dainyal did an awesome job. Really respectful and pleasant. Thank you
DF
DJ L. BRAV FUUTTMUSIC
Nov 4, 2025
5.0
I really like that you help of my questions of personal loan and new process that I really like you. Thank you so much Dianna Gwen. 👍🏼
LJ
Lebron James
Oct 23, 2025
5.0
Dainyal was awesome and very helpful and informative…
Applying for a loan at Check City is quick and simple. To get started, just bring the following: a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an open, active checking account.
How Do Personal Loans Work?
Personal loans are long-term installment loans that let you repay in smaller, regular payments instead of all at once. After applying and getting approved, you can pick up your cash at Check City or set up direct deposit. They're a flexible option for covering larger expenses over time. Personal loans can be used for various purposes, such as consolidating debt, covering medical bills, or funding major purchases.
What is a Title Loan?
A title loan is also known as a pink-slip loan, a title pledge, or a title pawn. It is a secure, short-term loan that you receive after giving a lender a lien on your car. This means that you offer the title of your car as collateral in case you fail to repay the loan. Once you have paid off the loan, the lien is removed, and your vehicle title is returned to you
What is a Payday Loan?
A payday loan is an advance on your next paycheck. You take out a small, short-term loan and repay it when you receive your next paycheck. By doing this, you can get the funds you need from your next paycheck sooner.
Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.
What are the requirements to apply for a short-term loan at Check City?
You need a valid government-issued ID, proof of income, proof of address, a verifiable phone number, and an active checking account.
How do personal loans work at Check City?
Personal loans are long-term installment loans with smaller regular payments. After approval, you can pick up your cash at Check City or get a direct deposit. They are flexible for various expenses like debt consolidation or medical bills.
What is a title loan and how does it work at Check City?
A title loan is a short-term secured loan where you give your car title as collateral. Once the loan is paid, the lien is removed and you get your vehicle title back.
Can you explain payday loans provided by Check City?
Payday loans are small, short-term advances on your next paycheck. You repay when you receive your paycheck. They are intended for short-term financial needs and not as long-term solutions.
What types of financial services does Check City offer?
Check City offers payday loans, title loans, check cashing, installment loans, tax preparation, money transfer services, prepaid debit cards, and more.
What are the operating hours of Check City on weekends?
On Saturdays, Check City is open from 8:00 AM to 6:00 PM, and on Sundays from 10:00 AM to 5:00 PM.
Does Check City provide wheelchair accessible entrances and free parking?
Yes, Check City has a wheelchair accessible entrance and offers free parking for customers.
Which nearby restaurants could I visit before or after my visit to Check City?
Near Check City, you can visit Bun Bun Chicken, Cafe Verdi (Italian cuisine), Panda Express (Chinese fast food), and Jimmy John's for sandwiches.
Are there any nearby beauty and spa salons near Check City?
Yes, nearby salons include Vegas Beauty Skin Center, Lollipop Nail Studio, Jeney’s Nails, Danielle’s Hair Designs, Total Image Salon, and Labeuxnails.
What nearby transit or banking options can help me when visiting Check City?
Nearby banking services include U.S. Bank, US Bank, and the U.S. Bank ATM. These can assist with banking needs before or after your visit to Check City.