WaFd Bank is located at 2501 Mountain City Highway, Suite 105, Elko, NV, 89801
We serve communities across nine western states with more than 200 branches and thousands of fee-free ATMs. We’ve been helping our neighbors thrive for almost 110 years. WaFd Bank is also an SBA preferred lender. As a full service commercial bank, we offer a variety of checking and savings accounts and business banking from large corporations to small businesses. While we offer the latest in digital banking tools, we know relationships matter. We are here to earn your business through straightforward solutions across all platforms. See why Newsweek awarded us Best Big Bank three years in a row. Member FDIC.
I tried to open a bank account with them n they were nasty saying that chex systems said I had a charge off inwhich I told them I pd it in full n that ithappened 4 yrs ago around the time of covid. They denied me even though other banks allowed me to open accounts since then n I haven't troubles like I did since covid.
So I went online and opened one but what did they do. The next day they called me and said they would close my account even though I got one online. So they did n r sending my deposit back to me.
I don't think it's right but that's the kind of employees that they have in the management. the tellers r nice but the upper management are lousy n I wouldn't recommend them as they seem to be prejudiced, unfair n biased n if they don't like u they will treat u like crap.
JJ
Joseph Jarvis
Oct 31, 2025
5.0
Brianne, Hanna, Autumn and Tye are all great to work with. They greet you everyday with beautiful smiles and a friendly face. They are willing to assist in every way. Great place to bank! It is always a pleasant experience. Thank you! You are a great team!
AG
Alma Gradick
Oct 1, 2025
5.0
Tellers are very efficient and nice, love to come in Elko branch
DK
Denise Kole
Oct 1, 2025
5.0
I banked with another branch almost 20yrs, decided to give this branch a try here in elko as my branch had no banks here, I cannot tell you how pleased I am with every single person in they're! Everyone is so nice and goes out of there way to help you, they are all so down to earth and patient, always possitive and friendly!!!! Thank you to ALL of you! Please don't every leave!!! 😃💯
JS
John Smales
Aug 18, 2025
5.0
What a awesome bank , this bank has done construction loans and business loans for I bri in particular is extremely helpful and has great follow up and comuicates the process well
If you bank at like wells Fargo iam sorry this bank is the Ferrari of banking so go see bri !
The WaFd Bank routing number is 325070980 for all transactions, including wire transfers, automatic or direct deposits, Automated Clearing House (ACH) transactions and ordering checks.
What if I've forgotten my username or password?
Reset your password.
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If you run into trouble and need help, please feel free to call our Client Care Center which is open 24 hours a day 7 days a week at 1-800-324-9375 or email onlinebanking@wafd.com.
If you’re a business, you should call us or email businessdepositops@wafd.com. (Email inquiries are responded to within 1-2 business days.)
Back to FAQs
How do I deposit a check after hours?
There are two easy ways to deposit a check on evenings and weekends. Every WaFd Bank branch has a smart ATM that allows you to deposit checks (and cash) without using an envelope. And you’ll see images of your deposit check right on your receipt.
You can also deposit a check using your smartphone. With Mobile Photo Deposit, use the WaFd Bank mobile banking app to snap a photo of the front and back of your check. Just follow the on-screen instructions.
Reminder: A hold applies to items deposited via the ATM or mobile photo deposit until we can verify the validity of the items deposited. If you’d like to request that the hold be removed earlier than normal, please call our Client Care Center at 1-800-324-9375.
How do I access my account online?
Access your WaFd Bank checking, savings, money market and CDs – as well as your loans with us – via online and mobile banking. Sign up is easy, just visit our Online Banking and Mobile enrollment page.
You’ll need at least one account number along with your Social Security Number to get started. Once you’re enrolled, you can also download our mobile app and link your accounts to your smartphone. Start with a visit to the Apple App or Google Play store and search for “WaFd Bank”.
What to do if I’ve lost my debit card?
Call us right away if you’ve lost your debit card or suspect it might be stolen. You may call your local branch, or our Client Care Center is available at 1-800-324-9375.
Does WaFd Bank offer car, motorcycle, RV, or boat loans?
WaFd Bank does not offer car, motorcycle, RV, or boat loans, but our WaFd Bank Insurance Group does offer insurance policies for these items and more to meet your insurance needs. Visit WaFd Bank Insurance Group to learn more. www.wafdinsurance.com or call 1-800-562-2555.
Did Washington Federal change its name?
Washington Federal did modify the name, to WaFd Bank. We are still the same bank you trust. We launched the simplified name because the previous title did not emphasize that we are a bank. Our solution? Put the word “bank” in our name - WaFd Bank.
What does WaFd stand for?
WaFd is our longtime nickname and an abbreviation of Washington Federal for over a century. WaFd Bank also aligns with our NASDAQ ticker symbol—WAFD. We pronounce it “Wah-Fed”. For more information visit our About Us page.
How do I find my WaFd Bank account number?
Find your account number by signing into online banking, checking your bank statement or looking at the bottom line of your printed checks. You may also contact your local branch for further assistance.
Does WaFd Bank have Zelle®
WaFd Bank has Zelle®. It’s a fast, safe and easy way to send money to friends, family and associates in minutes1, right from the WaFd Bank mobile app or online banking. You must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®. Send money with Zelle®.
How many branches does WaFd Bank have?
We currently have over 200 WaFd Bank Branches to serve our clients in the eight western states of Washington, Oregon, Idaho, Utah, Arizona, Nevada, New Mexico and Texas. Check out our branch locations and ATM locations.
Is WaFd Bank a credit union?
WaFd Bank is not a credit union. We are a full-service regional bank that does not require membership. We provide FDIC deposit insurance for our clients.
Can my WaFd Bank account be under $1000?
Yes. WaFd checking and savings accounts may be opened for as low as $25. The Money Market account opening deposit is $100. Visit the WaFd Bank Checking and Savings pages for more details.
Does WaFd Bank offer notary services?
WaFd Bank offers free notary services at most of our local branch locations. To find out if your local WaFd Bank branch supports notary services, please contact your local branch ahead of time and setup an appointment Find a local WaFd Branch.
How do you go paperless with WaFd Bank?
To receive paperless statements, simply Sign In to Online Banking, select Statements from the menu and then select Account Statements. On the right click the "Go Green! Go Paperless!" link.
Does WaFd Bank have ATMs?
Do we ever! Over 40,000 Fee-Free ATM locations.
Can I open an account online at WaFd Bank?
Yes. Apply for a WaFd Bank account through our simple and secure site in just minutes.
How do I order more checks?
To order checks, sign in to Online Banking. Select the checking account you're ordering for and click Order Checks from the Action menu on the right hand side of the screen. This will direct you to our partner's external website to browse the check catalogue and place an order.
Treasury Prime clients can order checks from the Dashboard tab, select Check Orders available on the Navigation Center widget.
Treasury Express clients can order checks by selecting Resources from left side menu and then Check Reorder.
How do I request a copy of my bank tax statement?
Please contact the Client Care Center @ 1-800-324-9375 to request your 1099/1098 as they are not available online.
How do I change my address with WaFd Bank?
To change your address for your bank account, please contact your local branch or our Client Care Center at 1-800-324-9375.
How do I close my bank account?
Closing a bank account requires a physical signature, please reach out to your local WaFd Bank branch.
How do I add/remove someone to/from my bank account?
Please contact your local branch to add/remove someone to/from a bank as this type of change requires a physical signature.
When can I expect an electronic bank deposit to my WaFd Bank account?
WaFd Bank processes electronic payments business days (Monday through Friday, except Federal holidays.)
Does WaFd Bank process payments on public bank holidays or weekends?
WaFd Bank only processes electronic payments on business days Monday through Friday, excluding public bank holidays.
How to update your mortgage hazard insurance?
Please contact your insurance agent and request that they send us evidence of acceptable Hazard Insurance coverage. Verification may be emailed to wafederal@insurancetrackingcenter.com. If you have any questions, call 1-877-452-7954.
What happened to telephone banking?
WaFd Bank has rolled out a new voice activated banking service that replaces our former telephone banking.
What is voice activated banking?
Voice activated banking is a service that uses your unique voice to verify who you are. After you’ve authenticated your identity securely using your voice, our automated service lets you manage your accounts using voice commands such as "What’s my balance?" or "Transfer funds".
Signing up is easy:
If you haven’t already, you must sign up for consumer online or mobile banking.
Next, please call 800-324-9375 so that we can set up your voice activated banking profile --- you’ll then be guided to record your voice, so that our service can authenticate you going forward.
Anytime you call in, the service will ask you to authenticate using your voice. Once authenticated the service says, "Hi, how can I help you today?" and the offers suggestions including provide balance, transfer, or talk to an agent.
What are the regular operating hours of WaFd Bank in Elko, NV?
WaFd Bank in Elko, NV is open Monday to Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. The bank is closed on Saturdays and Sundays.
Is WaFd Bank in Elko accessible for people with disabilities?
Yes, the WaFd Bank branch in Elko has wheelchair accessible entrances, parking, and seating to accommodate customers with disabilities.
Does the WaFd Bank branch in Elko have a drive-through service?
No, the WaFd Bank branch in Elko does not have a drive-through service.
What are the holiday closures for WaFd Bank in Elko?
WaFd Bank in Elko will be closed on November 11, 2025, November 27, 2025, and December 25, 2025 for holidays.
How can I deposit a check after regular banking hours at WaFd Bank?
You can deposit checks after hours at WaFd Bank using the smart ATMs available at every branch or through the WaFd Bank mobile app with Mobile Photo Deposit by snapping photos of the check's front and back.
What should I do if I lose my WaFd Bank debit card?
If you lose your WaFd Bank debit card or suspect it has been stolen, call your local branch or the Client Care Center immediately at 1-800-324-9375.
Can I use Zelle® with my WaFd Bank account?
Yes, WaFd Bank supports Zelle®, a fast, safe and easy way to send money to friends and family through the WaFd Bank mobile app or online banking.
What nearby restaurants can I visit before or after banking at WaFd Bank in Elko?
Nearby dining options include Rolberto's Mexican Food for Mexican and American cuisine, Round Table Pizza and Papa Murphy's for pizza, Jack in the Box for fast food burgers, and Great Wall Express for Chinese food.
Are there any convenient retail stores near WaFd Bank in Elko?
Yes, near WaFd Bank you can find retail stores like Kmart, Sears Hometown Store, dressbarn for clothing, and various jewelry stores such as Jensen Jewelers and Stonecraft Jewelers.
What other nearby services are available around WaFd Bank in Elko?
Nearby services include Elko Dental Care for medical needs, GNC Live Well for vitamins and supplements, and Maverik Adventure's First Stop gas station for automotive needs.