Business Details
About
Loan Agencyeasyfinancial
easyfinancial in Sydney provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.6
66 reviews
5 stars
57
4 stars
1
3 stars
2
2 stars
2
1 star
4
- SWSam WindremJul 13, 20235.0Tiffany is a pleasure to talk to and makes one feel at ease about ones finances Sam
- DCdale clarkApr 6, 20235.0Nikki was professional and courteous. Awesome to deal with and very helpful. Everything was done within a timely manner. I would recommend to anyone in need of financing. Dale
- SSSherriMar 4, 20205.0Great Customer service
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What are the main loan products offered by easyfinancial Services in Sydney?
easyfinancial Services offers various loan products including personal loans, home equity loans, car loans, debt consolidation loans, installment loans, and small business loans.
What documents do I need to apply for a personal loan at easyfinancial Services?
To apply for a personal loan, you need two most recent pay stubs, last 90 days of banking information, one recent bill addressed to your current home, and a piece of non-expired government photo ID.
What are the eligibility requirements to qualify for a loan at easyfinancial Services?
You must be at least 18 or 19 years old depending on the province, have employment (full-time, part-time, self-employed, seasonal, maternity leave, retired or disabled), be a Canadian citizen or resident for at least six months, and have a minimum monthly net income of $1,200 with at least $1,000 from specified work types.
What are the operating hours of easyfinancial Services in Sydney?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
How can I contact easyfinancial Services in Sydney?
You can call their main phone at +1 902-562-8075 or email branch2906@goeasy.com for inquiries.
Where is easyfinancial Services located in Sydney?
The branch is located at 258 Prince St, Unit A, Sydney, NS, B1P 5K6, Canada.
Are there any nearby dining options I can visit before or after my appointment at easyfinancial Services?
Yes, nearby dining options include Tim Hortons, Grill Hut, Bento Sushi, Smitty's Family Restaurant and Lounge, Mezza Lebanese Kitchen, and A&W, offering a variety of cuisines for your convenience.
Is there a coffee shop near easyfinancial Services where I can relax?
Yes, Tim Hortons and Starbucks - Target - Cape Breton 3530 are nearby coffee shops where you can enjoy a beverage before or after visiting easyfinancial Services.
Where can I find pharmacies close to easyfinancial Services in Sydney?
Nearby pharmacies include Sobeys Pharmacy Sydney, Shoppers Drug Mart, Pharmaprix, and Sobeys Pharmacy, all located close to the easyfinancial Services branch.
Are there any neighboring businesses offering financial or professional services near easyfinancial Services?
Yes, nearby professional services include Ryan Pero (massage therapy), Feit Physiotherapy, and The Sydney Call Centre Inc., providing various healthcare and telecommunications services close to easyfinancial Services.