Business Details
About
Loan Agency
easyfinancial in Lower Sackville is a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
85 reviews
5 stars
78
4 stars
3
3 stars0
2 stars0
1 star
4
- JJJana JohnleySep 29, 20255.0Literally ✨superior✨ customer service amongst the other branches. That manager is on point, and her staff follow right behind.
- RMRoselyn MisurkSep 18, 20251.0Very bad service. I called them and they asked for too much information. What they told me is completely different from what they wrote in the ad. Very disappointing and unprofessional
- JLJeremy LambJan 10, 20255.0Worked with Femi who was very well versed and knowledgeable about products available to me! She also provided me with assistance and recommendations to better my current credit score. Appreciate her guidance and excellent customer service!
- SMStephanie MillerMay 14, 20215.0Had a great experience with Baljinder made everything quick and simple ! Would definitely recommend!
- JCJustin CutlerSep 15, 20195.0It was a very pleasant experience getting my loan. The gentleman was very helpful and through.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Lower Sackville offer?
They offer personal loans, home equity loans, car loans, installment loans, and small business loans, among others.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
You must be at least 18 or 19 years old (province dependent), employed (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), a Canadian citizen or resident for at least 6 months, and have a minimum monthly net income of $1,200.
What documents do I need to provide to get approval for a personal loan?
You need to provide two most recent pay stubs, last 90 days of banking information, one recent bill addressed to your current home, and a valid government photo ID.
How do Personal Loans compare to Home Equity Loans at easyfinancial?
Personal Loans require no collateral with rates starting at 29.99% and loan amounts up to $20,000. Home Equity Loans require collateral like a home, offer loan amounts up to $75,000, and have lower rates starting at 14.99%.
What are the business hours for easyfinancial Services in Lower Sackville?
Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
How can I contact easyfinancial Services in Lower Sackville?
You can call their main phone at +1 902-864-0977 or email them at branch2908@goeasy.com.
Does easyfinancial Services provide any financial education or wellness services?
Yes, they offer Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, Home & Auto Benefit Plan, and Loan Protection Plan.
What nearby places can I visit for dining when I come to easyfinancial Services?
Nearby restaurants include Thai Express, Wendy's, Roy's Restaurant, Burrito Jax, Yan's Restaurant, Pizza Hut, Boston Pizza, and Mezza Lebanese Kitchen, providing various cuisine options before or after your visit.
Are there any fitness or wellness centers close to easyfinancial Services in Lower Sackville?
Yes, nearby fitness centers include Fit4Less and Sackville Goodlife gyms where you can work out or attend fitness classes.
Which nearby stores might be convenient for shopping while visiting easyfinancial Services?
You can find discount and department stores such as Giant Tiger, Dollarama, Great Canadian Dollar Store, and sporting goods or apparel at Cleve's Source For Sports nearby.