Business Details
About
Loan Agency
easyfinancial in Halifax provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.9
146 reviews
5 stars
139
4 stars
3
3 stars0
2 stars0
1 star
4
- KSKAMIL SOOD5 days ago5.0I had a great experience working with Baljinder—he helped me a lot and went above and beyond with everything. He is extremely kind, patient, and genuinely cares about helping people. I really appreciate his support and would definitely recommend him to anyone looking for excellent service. Thank you, Baljinder!
- IAInjal Ajmera6 days ago5.0Anjela was amazing and helped me with everything. Will recommend her.
- SHStevie HaryettNov 12, 20251.0Go anywhere else. They threatened to garnish my wages after my payment bounced the first time without my knowledge, emailed with Anjela who said she would waive the first late fee of 50 dollars so i paid what i did owe. Cool. Every day since someone else has emailed me ramping up to today emailing me telling me my account is now delinquent because of the 50 dollars and no one will respond to any of my emails that I have been sending explaining the situation but they sure do keep sending me emails asking for 50.00!
- LMLeo MackOct 31, 20251.0STOLE OVER $180 AND MANAGER PALJINDER AT BRANCH 2905 LIED ABOUT IT - I had called in January to have all extra plans cancelled, so I would only have to pay the loan/interest itself. I paid off the full loan a few months ago, but kept getting charged $10.49 for a credit optimizer. I asked for this to be refunded, about $30 worth at first, but branch manager Paljinder at branch 2905 said that he as the branch manager could not approve or preform any type of refunds. I asked for the number of the head office or someone above him who could help me, Paljinder said he would get that number for me and then hung up. Never called back. He was also supposed to send me an email with a highlighted screenshot of their ToS, saying that the credit optimizer had to be cancelled in a specific way to stop the service from charging me. Of course, I have not gotten this email. I called the head office and they said that actually, since this was handled at branch 2905, they would have to deal with it and she could not help me. I submitted a formal complaint with them about this. I did not consent to this charge for the credit optimizer and I thought it would be cancelled when I requested all other type of extra plans to be canceled. Someone at their head office let me know that at this time the credit optimizer had to be canceled by calling a different number, something the agent I talked to in January failed to tell me. Because of their mistake, I have been paying about $20 a month for this service I did not consent to, since January. I am now out about $180. I was sent an email asking to agree to a cancellation form for credit optimizer. I replied, but they said that since I didn’t reply soon enough, it was not cancelled and I was charged. The email did not say anything about having to reply by a specific date, it just said “reply I agree”. I seriously wondered why their employees don’t even bother typing in proper professional grammar, but after being lied to by the “branch manager” I can see the kind of work culture that must be happening at this branch. Lady at the “head office” let me know that the credit optimizer service hasn’t been cancelled STILL, after all this time. I am supposed to get a call back from a manager but I seriously doubt that will happen. I will be contacting the BBB and the fraud investigation team at my work to look further into this.
- D4Dhyey Patel 48Sep 6, 20255.0I just had a chat with Gaurish and he made my work easy thanks to him. Great staff!!!
Frequently Asked Questions About easyfinancial Services
What options do I have to receive my loan funds?
You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.
Can I get an easyfinancial loan if my credit is poor, or even if I have no credit history?
Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.
What is the difference between easyfinancial and a bank?
We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What are the main services offered by easyfinancial Services in Halifax?
easyfinancial Services in Halifax offers personal loans, debt consolidation loans, bad credit loans, car loans, home equity loans, and small business loans, along with financial education and wellness services.
What are the business hours of easyfinancial Services at 6140 Young Street, Halifax?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and is closed on Sundays.
How can I contact easyfinancial Services in Halifax for loan inquiries?
You can contact them by phone at +1 902-453-9133 or email at branch2905@goeasy.com for loan related questions.
Does easyfinancial Services approve loans for customers with poor or no credit history?
Yes, easyfinancial considers the full financial profile of applicants and can approve loans even if credit is poor or there is no credit history.
How can I receive my loan funds from easyfinancial Services?
Loan funds can be received via Interac e-Transfer or electronic funds transfer directly to your bank account.
What differentiates easyfinancial Services from traditional banks?
easyfinancial can approve a wider range of customers, including those with damaged credit, by considering more than just credit scores in their approval process.
What nearby restaurants can I visit before or after my appointment at easyfinancial Services?
Nearby restaurants include Pür & Simple for breakfast and brunch, Bento Sushi and Pizza Hut for casual dining, and Kajohn Thai Restaurant for Asian cuisine.
Are there any nearby fitness or wellness centers close to easyfinancial Services in Halifax?
Yes, Orangetheory Fitness gym and Mayflower Curling Club are close by for fitness and active lifestyle options.
Where can I shop for groceries near easyfinancial Services?
You can shop at nearby stores like Loblaws, Real Atlantic Superstore, and Atlantic Superstore for groceries and essentials.
How can nearby health services complement a visit to easyfinancial Services?
Nearby health and medical centers like Monaghan Pharmacy, Fx Vitality, and Bluenose Health Primary Care Clinic are available for convenient access to healthcare services in the area.