Business Details
About
Loan Agency
easyfinancial in Greenwood provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
5.0
18 reviews
5 stars
18
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- IBIona BartonApr 13, 20235.0Brad is efficient, professional & knows his stuff. The whole transaction was quick and clean and fair. Regards
- CJCaitlyn JonesNov 14, 20205.0Both Megan and Tamika were so awesome to deal with. They explain everything thoroughly and dont sugar coat anything. It's all out in the open so you understand everything before you sign. Interest rates are high but they said yes when the banks didnt.
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Greenwood offer?
easyfinancial Services in Greenwood offers personal loans, home equity loans, car loans, installment loans, small business loans, and more to suit various financial needs.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
You must meet age requirements (18 or 19 depending on province), have acceptable employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), be a Canadian citizen or resident with valid status for at least 6 months, and have a minimum monthly net income of $1,200 with at least $1,000 from eligible sources.
What documents do I need to provide to get approved for a personal loan at easyfinancial?
You need to provide two most recent pay stubs, last 90 days of banking information, one recent bill addressed to your current home, and a valid government photo ID that is not expired.
How do personal loans at easyfinancial differ from home equity loans?
Personal loans do not require collateral, offer amounts up to $20,000 with rates starting at 29.99%, and have no fees or pre-payment penalties. Home equity loans require your home as collateral, allow higher amounts up to $75,000, and feature lower rates starting at 14.99%.
Where is easyfinancial Services located in Greenwood?
easyfinancial Services is located at 963 Central Ave, Unit 48, Greenwood, NS, B0P 1N0, Canada.
What are the operating hours of easyfinancial Services in Greenwood?
The branch is open Monday to Friday from 10:00 to 19:00 and Saturday from 09:00 to 17:00. It is closed on Sundays.
Are there any nearby banking options if I visit easyfinancial Services in Greenwood?
Yes, there are nearby bank branches including the CIBC Branch with ATM and Scotiabank, which can be convenient for your banking needs before or after your visit.
What nearby dining options are available near easyfinancial Services in Greenwood?
Nearby dining options include Greco Pizza, Tim Hortons, Subway, and Mama Evelyn pizzeria, perfect for grabbing a meal or coffee during your visit.
Are there nearby retail stores close to easyfinancial Services that I can visit?
Yes, nearby retail stores include Bluenotes, Northern Reflections Stores, Eclipse, and Bentley, offering clothing, accessories, and more for your shopping needs.
Does easyfinancial Services offer any financial education or wellness services?
Yes, they provide services like Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, Home & Auto Benefit Plan, and Loan Protection Plan to help customers manage finances effectively.