Business Details
About
Loan Agency
easyfinancial in Glace Bay provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.8
47 reviews
5 stars
44
4 stars
1
3 stars0
2 stars0
1 star
2
- JYJason YamamotoOct 5, 20245.0Mohit Thareja is superb. He helps us very much to get our loan fast. He is very polite and explained everything to us. 100% customer service for him.
- ASangus SteeleSep 20, 20235.0Just want to say thanks for the loan n thank Mohit for great customer service!!!
- MYMichelle YoungMay 16, 20235.0Mohit Thareja was excellent to deal with, he took his time to explain all of our options and listen to us, and answered all our questions. He is a major asset to your Glace Bay location
- JFjohn febiyanDec 30, 20225.0Awesome experience from Mohit thareja brother . Great man with big heart to ready to help . Thank a lot for helping me brother
- TJTyler JayNov 18, 20225.0Excellent service and attentive staff; Mohit and Megan at the Glace Bay location were exceptionally helpful and quick to get me the information I needed as well as getting my loan processed quickly, easily and with reasonable payments. Would absolutely recommend to anyone
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Glace Bay offer?
They offer personal loans, home equity loans, car loans, installment loans, small business loans, and more to suit various financial needs.
What are the minimum requirements to qualify for a loan at easyfinancial in Glace Bay?
Applicants must be at least 18 or 19 years old depending on the province, have acceptable employment status, be a Canadian citizen or permanent resident, and have a minimum monthly net income of $1,200.
What documents do I need to provide to get approved for a personal loan?
You need two recent pay stubs, 90 days of banking info, a recent bill at your current address, and a valid government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial?
Personal Loans don’t require collateral and have rates starting at 29.99%. Home Equity Loans are secured by your home, can provide larger amounts up to $75,000, and have rates as low as 14.99%.
What are the operating hours for easyfinancial Services in Glace Bay?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM and Saturdays from 9:00 AM to 5:00 PM. It is closed on Sundays.
How can I contact easyfinancial Services in Glace Bay?
You can call them at +1 902-842-9039 or email branch2914@goeasy.com for inquiries.
Are there nearby restaurants where I can eat before or after visiting easyfinancial?
Yes, nearby options include Kennys Pizza, McDonald’s, and A&W, which are all within easy reach.
Is there a nearby post office if I need to mail documents to easyfinancial Services?
Yes, Canada Post is close to the branch and can be used for mailing important documents.
Where can I find other useful services near easyfinancial Services in Glace Bay?
Nearby services include Bayside Dental for dentistry, Vogue Optical for eye care, and DRUGStore Pharmacy for medications.
Does easyfinancial Services in Glace Bay provide any financial education or protection plans?
Yes, they offer financial education, personal finance tips, financial wellness training, a credit optimizer, home and auto benefit plans, and loan protection plans.