Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
157 reviews
5 stars
135
4 stars
13
3 stars2
2 stars0
1 star
7
- DCDiane Costa4 days ago5.0Just wanted to say thank you to Justin who is very professional and helpful had a great experience!!
- KSkeith sampsonOct 11, 20255.0She was amazing and got it done faster then expected !!
- SSsam simmsSep 29, 20255.0Very comforting environment, Staff were very friendly and helpful!
- DJDavid JohnsSep 17, 20255.0My experience with Lend Direct was definitely 10/10. I don't think you could find a better person than Julie Sanford, when it comes to this. Julie really explains everything out well. She takes time to listen to your questions.She takes time to talk if you have any concerns.She never rushes or pressures you off the phone.She always makes sure that everything is in line.And you are satisfied before you get off the phone with her or leave the office. The whole process is very fair. And they really strive to make the whole process benefit you and not them. I don't think i've ever been to a place to get money that was so easy going, accommodating and just a great overall experience. I would recommend lend direct to anybody.
- NONorna OBrienAug 8, 20255.0Jen was amazing and I am so grateful to this company because I have tried so many places to get financial assistance and no one would help me. Jen walked me through every step and was very patient and kind. She is an amazing Customer Support person and I am above happy with their service.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers electronically funded loans up to $25,000 including Lines of Credit and Secured Loans to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or at one of the LendDirect branches in Canada.
What do I need to apply for a Line of Credit with LendDirect?
You need to be at least 18 years old, have a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
How quickly will I get a lending decision if I apply online?
During business hours, you may receive a pre-approval decision almost immediately and a final lending decision within 48 hours, often the same day.
What types of vehicles are acceptable for Secured Loans?
LendDirect accepts standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pickup trucks, or vans for Secured Loans.
Can I get a Secured Loan if my vehicle is over 10 years old?
Yes, Secured Loans are available for vehicles that are up to 20 model years old and have 250,000 kms or less.
Does LendDirect have wheelchair accessible entrances?
Yes, LendDirect locations have wheelchair accessible entrances.
What are LendDirect's normal business hours?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM. It is closed on Sundays.
What nearby options are available for a meal before or after visiting LendDirect at 1475 Bedford Highway?
Nearby meal options include Cora's for breakfast and brunch, Sakura Sushi House for sushi, and Subway for fast food.
If I need a haircut or beauty services near LendDirect, where can I go?
You can visit nearby hair and beauty salons such as SmartStyle, First Choice Haircutters, Princess Nails & Head Spa, Bliss Salon N Spa, and Riverside Beauty Bar.
Are there financial or legal services near LendDirect that might assist customers?
Yes, nearby you can find NOVA Injury Law for personal injury legal advice and TD Canada Trust ATM for financial services.