Business Details
About
Loan Agency
easyfinancial in Stephenville provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
5.0
23 reviews
5 stars
22
4 stars
1
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2 stars0
1 star0
- TTTracy Snook (Trace)Oct 23, 20235.0Friendliest service, absolutely made my day :)
- EBEve BurkeJul 17, 20235.0Angela is awesome. She is very professional and friendly.
- BBBrandi BrakeJan 22, 20225.0Very easy to deal with, friendly staff. Professional and courteous!
Frequently Asked Questions About easyfinancial Services
Who is easyfinancial and what do we do?
easyfinancial is a non-prime lender that offers a full suite of lending products that includes home equity loans of up to $75,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.
What advantages are there to having a co-applicant on my loan application?
Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!
Will applying for an easyfinancial loan affect my credit score?
No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry."You can choose to get your loan funds via Interac e-Transfer or EFT (electronic funds transfer) that deposits the funds directly to your bank account.", "Even if your credit is poor or you have no credit history, we can help get you approved for a loan. We look at your full financial profile, so your credit score is only one part of the decision process we use to help get you approved.", "We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.
What types of loans does easyfinancial offer in Stephenville?
easyfinancial offers personal loans including debt consolidation, bad credit loans, car loans, installment loans, home equity loans, auto loans, small business loans, and retail financing.
What are the operating hours of easyfinancial Services in Stephenville?
The branch is open Monday to Friday from 10:00 AM to 7:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
How can I apply for a loan without affecting my credit score initially?
Applying for an easyfinancial loan uses a soft credit inquiry first, which doesn't affect your score and lets you see your qualification amount before a full credit check.
What advantages do I have if I include a co-applicant on my loan application?
Including a co-applicant can improve your chances of approval, increase your loan amount, and earn you an automatic 2% interest rate reduction.
Does easyfinancial provide assistance for those with poor or no credit history?
Yes, easyfinancial reviews your full financial profile, so even with poor or no credit, you may still qualify for a loan.
What services does easyfinancial offer besides loans?
They provide Financial Education, Personal Finance Tips, Financial Wellness Training, Credit Optimizer, Home & Auto Benefit Plan, and Loan Protection Plan.
Where is easyfinancial Services located in Stephenville?
The location is 42 Queen St, Unit 155, Stephenville, NL, A2N 3A7, Canada.
What popular retail stores are near easyfinancial Services in Stephenville?
Nearby retail stores include Walmart Supercentre, Dollarama, Rossy, Reitmans, and Warehouse One Stephenville, convenient for shopping before or after visiting easyfinancial.
Are there any nearby financial or banking services around easyfinancial Services?
Yes, nearby financial services include Western Union for currency exchange and Scotiabank for banking needs.
What leisure or hospitality locations can customers visit near easyfinancial Services?
Customers can visit Holiday Inn Stephenville for lodging and Emiles Pub & Eatery for dining and drinks nearby.