Business Details
About
Loan Agency
easyfinancial in St. John's provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
4.7
31 reviews
5 stars
26
4 stars
3
3 stars
1
2 stars0
1 star
1
- MTMike TaylorSep 20, 20255.0Fantastic people to deal with Both of the agents we spoke with were EXTREMELY helpful, knowledgeable, full of tips and tricks, and really went the extra mile for us! They provided a lot of insight and strategies to us, so much so that it was like chatting with a very friendly financial advisor. Exceptional service, from everyone we dealt with.
- MBMaria BrownSep 15, 20255.0100% loved the ladies at this spot! They were all fantastic!
- JWJessie WalshAug 27, 20253.0I was stupid to get a loan from Easy. The interest rate is disgusting at 46% which I didn't realize at the time. I will be getting this lowered by any means possible. I'm making an appointment with a financial advisor as I speak.
- JBJennifer BarronJul 29, 20255.0I cannot say enough good things about my experience with easyfinancial and Kim Elliott as well as the other ladies in the office. I received much more than I had entered this business anticipating or expecting. From the moment I made contact I felt welcome and there was zero sense of any judgements. The staff are honest, friendly, down to earth people and knowledgeable. They give you the options available and they don't make you feel like they're pushing/forcing anything on you. I am happy that I made the decision to give them a try.
- NHNorman HartJul 22, 20255.0A big shout out to the staff for helping me with my loan. Great service and friendly service
Frequently Asked Questions About easyfinancial Services
Are there any upfront fees associated with a Personal Loan application?
There are no upfront fees to apply for a Personal Loan.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID.
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What are the operating hours of easyfinancial Services in St. John's?
easyfinancial Services is open Monday to Friday from 10:00 AM to 7:00 PM, and on Saturday from 9:00 AM to 5:00 PM. It is closed on Sundays.
Are there any upfront fees to apply for a personal loan at easyfinancial Services?
No, there are no upfront fees to apply for a personal loan.
What documents do I need to provide to get approved for a personal loan?
You need two most recent pay stubs, last 90 days of banking information, one recent bill addressed to your current home, and a valid government photo ID.
What are the minimum requirements to qualify for a loan at easyfinancial Services?
Minimum requirements include being at least 18 or 19 years old (depending on the province), employment status such as full-time, part-time, self-employed, or retired, Canadian citizenship or permanent residency status, and a minimum monthly net income of $1,200.
What types of loans and financial products does easyfinancial Services offer?
They offer debt consolidation loans, bad credit loans, personal loans, car loans, installment loans, home equity loans, auto loans, home loans, retail financing, and small business loans.
Where is easyfinancial Services located in St. John's?
The branch is located at 80 Kenmount Road, St. John's, NL, postal code A1B 3W8, Canada.
What nearby places can I visit before or after visiting easyfinancial Services?
You can visit nearby places like easyhome Lease to Own for home goods shopping, Cora's Breakfast and Lunch for dining, and Refresh Spa for beauty and spa services.
Are there automotive services near easyfinancial Services?
Yes, nearby automotive services include Hickman Chrysler Dodge Jeep, Jeep Canada, FIAT 500 Canada, Hickman Truck Centre, and several local car and truck dealers.
Can I find food options around easyfinancial Services in St. John's?
Definitely! Nearby food options include Pita Pit, Red Pepper Restaurant, Montana's BBQ, Montana's, and Cora's Breakfast and Lunch.
How can I contact easyfinancial Services if I have questions?
You can reach them by phone at +1 709-368-3320 or toll-free at +1 888-502-3279, or by email at branch2931@goeasy.com.