Business Details
About
Loan Agencyeasyfinancial
easyfinancial in Clarenville provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Location
Hours
Reviews
5.0
82 reviews
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80
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- OBOld BonesDec 16, 20255.0Awesome experience! Clearly explained the whole process. Advised us on everything and no extra pressure on anything. Communication was top notch!
- AHAnxiety HippoDec 12, 20255.0The process is easy and quick! On top of that, Amy is an absolute pleasure to talk to over the phone, through text/email, and in person. She did everything she could to get me the best pricing that would work for me. Over all an amazing experience!
- SBShelly BaileyDec 3, 20255.0Amy from the Clarenville Branch helped me and was above and beyond!
- SPShannon PardyNov 5, 20255.0Easy financial amazing they go over and beyond, I definitely recommend them.
- JDJames DiamondSep 18, 20255.0Very friendly and they helped make getting a loan a easy process!
Frequently Asked Questions About easyfinancial Services
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $75,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
What types of loans does easyfinancial Services in Clarenville offer?
They offer personal loans, car loans, home equity loans, installment loans, debt consolidation loans, small business loans, and retail financing.
What are the minimum qualifications to apply for a loan at easyfinancial Services?
Applicants must meet age requirements (18 or 19 depending on the province), have acceptable employment status (full-time, part-time, self-employed, seasonal, maternity leave, retired, or disabled), be a Canadian citizen or resident for at least 6 months, and have a minimum monthly net income of $1,200 with $1,000 from qualifying employment.
What documents do I need to provide to get approved for a personal loan?
You need to provide two most recent pay stubs, last 90 days of banking information, a recent bill addressed to your current home, and a piece of non-expired government photo ID.
What is the difference between a Personal Loan and a Home Equity Loan at easyfinancial Services?
Personal Loans do not require collateral and have rates starting at 29.99% with loans up to $20,000, while Home Equity Loans require collateral such as a home, offer higher loan amounts up to $75,000, and have lower rates starting at 14.99%.
What are the operating hours of easyfinancial Services in Clarenville?
They are open Monday to Friday from 10:00 AM to 7:00 PM, and Saturday from 9:00 AM to 5:00 PM. The branch is closed on Sundays.
Where is easyfinancial Services located in Clarenville?
The branch is located at 69 Manitoba Dr, Unit 129, Clarenville, NL A5A 1K3, Canada.
How can I contact easyfinancial Services in Clarenville?
You can call their main phone number at +1 709-466-8026 or the alternate phone at +1 866-327-9597, or email branch2940@goeasy.com.
What nearby banks are located close to easyfinancial Services in Clarenville?
BMO Financial Group and BMO Bank of Montreal are nearby banks where you might access additional financial services before or after visiting easyfinancial.
Are there any shopping centers or stores near easyfinancial Services for customers to visit?
Yes, nearby shopping options include Dollarama, Suzy Shier, Clarenville Eclipse, Eclipse, Reitmans, Rossy, and Northern Reflections Stores, perfect for running errands alongside your visit.
What nearby amenities can help me during my visit to easyfinancial Services?
Nearby amenities include the Clarenville Medical Centre for health services, Bell Aliant and Lucky Mobile for telecommunications, and KFC for dining options, offering convenience around your visit.