Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.0
9 reviews
5 stars
6
4 stars
1
3 stars0
2 stars0
1 star
2
- DHDena Hunt-PropstOct 31, 20255.0The intern was very nice and so was the rest of the team...they all helped each other which was nice to see...glad I chose that branch
- SSSarah SkaggsOct 1, 20251.0They lied to me in an email then absolutely bombard me every month about mt payment. When I got a little extra money for Christmas they said you can skip a month that did not happen. When I ask about they say we will fix it not the truth over a year still not fixed. I would never recommend them. 😔
- LLLinda Brown Chambers (lindachambers06)Jun 2, 20255.0I've had a wonderful experience with the company. The staff is very transparent. About everything and I enjoy communication with the company. The staff is very friendly.
- LBLarry BerryJun 19, 20245.0Zack and the staff at Republic wre outstading. I applied for a personal loan via phone and was approved in one hour. After visiting the office with my required paperwork, I closed the loan in record time. Thanks to the staff and underwriting for a great experience. I will definietely make some referrals to them for future customers.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and emergency loans.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and info you provide, but final approval depends on a full application.
Is the loan check I received by mail from Republic Finance legitimate?
Yes, loan checks are pre-approved loan offers sent by Republic Finance.
What is the difference between the interest rate and APR on a loan?
Interest rate is the cost to borrow money excluding fees; APR includes the interest rate plus fees, so it’s usually higher.
How long does it take to receive loan funds from Republic Finance?
Funds are deposited electronically within 1-2 business days or given as a paper check the same day if closing in person.
Where is the Republic Finance branch located in Winston Salem, NC?
The branch is located at 668 Hanes Mall Blvd, Winston Salem, NC 27103.
What are the weekday business hours for Republic Finance in Winston Salem?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
What should I do if I miss a loan payment at Republic Finance?
You may be charged a late fee; contact your local branch or check your loan documents for specific late payment details.
Are there any food options near Republic Finance at Hanes Mall Blvd?
Yes, nearby food options include Subway, Wingstop, Burger King, Romano's Macaroni Grill, and Twin Peaks sports bar and restaurant.
What nearby services can help me with printing and shipping needs near Republic Finance?
The UPS Store 6024 and FedEx Office Print & Ship Center offer printing, packing, and shipping services close to Republic Finance.
Are there lodging options near the Republic Finance Winston Salem location?
Yes, nearby lodging includes Extended Stay America, Suburban Studios Winston-Salem near Hanes Mall, and Sleep Inn Hanes Mall.