Centra Credit Union began when eight employees of the Cummins Engine Company came together to find a convenient place to save their hard-earned money while having access to low-cost credit. This foundational principle of "People Helping People" led to the growth of Centra Credit Union and is still at the center of who we are. As a not-for-profit financial institution, our profits go back to you in the form of cash rewards, better rates, and lower fees. When you open an account at Centra, you become one of the owners of the Credit Union. Centered Around You: that’s the Centra promise. It’s about the relationships we have with our Members and the fact that our Members are the reason for everything we do.
This branch is great the customer service and the friendly smiles are very welcoming
PT
Phyllis Tillery
Oct 28, 2025
5.0
All the staff are so sweet and welcoming to help with anything I need, couldn't ask for a better staff, pray they never change, thank you all for a great job
SL
Sabrina Lucas
Oct 28, 2025
5.0
Centra credit union is a great!!! They have great rates. They are always willing to help people.
CM
Cynthia Mills
Oct 17, 2025
5.0
I have been a Centra Credit Union Member for 34 years . I have to admit that All the ladies at our Whitakers Branch are absolutely Amazing!!! They always greet you with a smile upon entering the door and always offer the "BEST" Customer Service for All of my Business Needs!!!
JM
Jeffrey Mercer
Oct 15, 2025
5.0
I would like to say that these 4 young ladies Heather, Ashley, Tiffany, Connie at the Cummin’s engine plant Centra Credit Union are the most respectful, helpful and always smiling people I know. They have complete knowledge of their jobs and know how to treat the public! What would we do without them !!! Thanks guys for all you do!!!
Frequently Asked Questions About Centra Credit Union
What are the operating hours of Centra Credit Union in Whitakers?
Centra Credit Union in Whitakers is open Monday through Thursday from 9:30 AM to 1:00 PM and 2:00 PM to 5:00 PM, and on Friday from 8:00 AM to 1:00 PM and 2:00 PM to 5:00 PM. It is closed on Saturdays and Sundays.
Is Centra Credit Union closed on any holidays?
Yes, Centra Credit Union is closed on November 11, November 27, December 25, and January 1. On December 24 and December 31, it is open from 9:30 AM to 12:00 PM.
Where is Centra Credit Union located?
Centra Credit Union is located at 9377 North US 301, Whitakers, NC 27891, United States.
How can I contact Centra Credit Union by phone?
You can contact Centra Credit Union by calling their local phone number at +1 252-437-9214 or toll-free at +1 800-232-3642.
Does Centra Credit Union have any special accessibility features?
Yes, Centra Credit Union has wheelchair accessible parking but does not have a drive-through service.
How can I become a member of Centra Credit Union?
You can learn how to become a Centra Member by visiting https://www.centra.org/become-a-member/.
Can I book appointments at Centra Credit Union online?
Yes, you can book appointments online via their reservation link: https://outlook.office365.com/book/Whitakers2@centra.org/?RefID=yext
What nearby places can I visit before or after my visit to Centra Credit Union?
Nearby attractions include Cummins Rocky Mount Engine Plant, Cummins Fitness Center, Davis Barber Shop, and Bloomer Hill People's Clinic, where you can explore local industry, fitness options, grooming services, or health care.
Is there a fitness center near Centra Credit Union where I can work out?
Yes, the Cummins Fitness Center is a nearby gym located close to Centra Credit Union where you can exercise and stay active.
Are there any grooming or beauty services near Centra Credit Union?
Yes, Davis Barber Shop and Davis Town & Country Salon are nearby beauty and grooming establishments you can visit.