Business Details
About
BankATMBusiness Banking ServiceFinancial PlanningLoan Agency
When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.1
34 reviews
5 stars
24
4 stars
3
3 stars0
2 stars
2
1 star
5
- MBMike BeaverOct 23, 20255.0I have had the same banking institution for over 20 years. I knew it was finally time to change. I thought the process of doing so would be a hassle. Wow, was I wrong! Simple, fast and all done on line! Received my debit cards within days! It made the process much easier and much less stressful! Thank you, United Community! Mike
- PRPatricia RyanAug 6, 20255.0Had to go in recently and the teller was very kind, and helpful!
- RSRichard SchnabelFeb 15, 20245.0pleasant & profession
- SMSMOKY MOUNTAINSOct 3, 20231.0Everyone standing around chitchatting while customers wait long periods of time.
Frequently Asked Questions About United Community
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community in Waynesville, NC?
United Community is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on Saturdays and Sundays.
Does United Community offer drive-through banking services?
Yes, United Community offers drive-through services Monday to Friday from 8:30 AM to 5:00 PM.
Are there any holiday hours or closures customers should be aware of?
United Community is closed on Veterans Day (Nov 11), Thanksgiving (Nov 27), and Christmas Day (Dec 25). On Christmas Eve (Dec 24), it is open from 8:00 AM to 12:00 PM.
How can I make an appointment or schedule services with United Community?
You can schedule an appointment by visiting http://ucbi.com/schedule through their appointment widget.
What payment options does United Community accept?
United Community accepts cash, check, financing, Mastercard, Visa, and Zelle.
Does United Community have wheelchair accessible entrances and parking?
Yes, United Community has wheelchair accessible entrances and parking to accommodate all customers.
Are there any nearby places where I can enjoy desserts after visiting United Community?
Yes, nearby dessert spots include Chocolate Bear and Dillsboro Chocolate Factory, both great for chocolates and sweet treats after your banking visit.
What are some nearby attractions for outdoor fun near United Community?
Cataloochee UTV Adventure Rentals offers ATV rentals and tours, a great option for outdoor activities near United Community.
Are there convenient dining options near United Community for a meal or coffee?
Nearby places to dine or grab coffee include Times Square Bagels, 828 Market delicatessen, Orchard Coffee cafe, and Sauced American restaurant and bar.
Where can I find other professional services close to United Community?
Nearby professional services include Luke Perisich - Real Estate Broker, Minick Law (criminal defense), L.N. Davis Insurance Agency, and several law firms like Mosley Law Firm and Jim Moore Attorney at Law.