Business Details
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Welcome to First Horizon Bank - located in Walkertown. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Walkerstown, NC - Old Hollow Rd
3000 Old Hollow Road, Walkertown, NC
27051, United States
Hours
Reviews
1.8
5 reviews
5 stars
1
4 stars0
3 stars0
2 stars0
1 star
4
- ATAli Taylor5 days ago1.0So rude I walk in. No one says anything. I’m just standing there waiting for someone to greet me to say something. Find lady young lady who’s working drive-through turns around and acknowledges me calls me forward still no words mind you but that’s OK. Ask me what I need. Obviously she’s not a notary. The two ladies who are there counting money are and so they’re like yeah we’ll take care of it in just a second so they finish what they’re doing. I don’t mind them finish what they’re doing counting the money putting it in van stacking it like that super important I get that that’s your job. What annoyed me was that no one greeted me no one said hello And I just stood there even though they’re counting money. The next person who walked in they greeted her that was for sure and then couldn’t even notarize my document because I don’t bank there. It’s a free service. OK so charge for it. Ask me if I wanna open a bank account like you’re just trying to come up with ways not to do your job I just need a document stamped. It’s not that hard. I asked her if she knew anywhere else I could go. She tells me she’s not from here BS and that I can go to the Secretary of State website to find another Notary like are you kidding me ridiculous.
- AJArthur JohnstonOct 29, 20255.0Just moved here Tennessee one year ago looks like people all liked the past bank get over it and move on they are one SUPER bank
- JNJustin NaborsFeb 7, 20251.0The staff was extremely rude and should not work in a bank horrible customer service
- EFEric FivecoatMay 10, 20211.0Absolutely agree with the other reviewer. Terrible bank, I was sold out by Suntrust and have hated every moment since.
- TCTymberlyn ChavisNov 6, 20201.0If I could put zero stars I would since the bank has changed from SunTrust I have had the most problems and no help from anyone in the branch. Take your business somewhere else anywhere else these people are awful and rude.
Frequently Asked Questions About First Horizon Bank - Walkerstown, NC - Old Hollow Rd
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank - Walkertown, NC - Old Hollow Rd?
The drive-through service is available Monday through Friday, from 9:00 AM to 5:00 PM. It is closed on weekends.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of our banking centers to apply in person.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and a personal ID such as a driver's license, passport, or state/government-issued ID.
What types of mortgage loans are available through First Horizon Bank?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Are there programs for first-time homebuyers at First Horizon Bank?
Yes, they offer several programs including FHA loans and other options with lower down payment requirements, with mortgage specialists available to help explore these options.
Does First Horizon Bank offer small business loans?
Yes, First Horizon offers different types of small business loans including term loans, lines of credit, and real estate loans. It's best to talk to a banker to review options.
What nearby banks can help me if I visit First Horizon Bank - Walkertown?
Nearby banks include NewBridge Bank and First National Bank ATM, which can be convenient options if you need additional banking services or ATM access near First Horizon Bank.
Are there convenient places to eat near First Horizon Bank - Walkertown?
Yes, nearby dining includes Hardee's for fast food burgers, Monte De-Rey for Mexican cuisine, and Papa John's Pizza for pizza delivery and takeout.
What pharmacies are near First Horizon Bank in Walkertown?
Nearby pharmacies include Rite Aid and Walgreens, offering convenient options for prescriptions and health-related shopping near the bank.
How can I access First Horizon Bank's mobile banking services?
You can download the First Horizon Mobile Banking app from the Apple App Store or Google Play Store to manage your accounts on the go.