When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
My wife and I need to set up a checking account that would be useful and not expensive for our upcoming extended time outside of the country. The staff member spent a lot of time with us as we had several questions about handling an American account in another country. We left feeling satisfied and confident in our new relationship with this bank.
BB
Bryson
Sep 2, 2025
1.0
Took way too long to draft money out at the window while there was no line, and the amount given wasnt what I asked for.
DB
Deb Baker
Aug 13, 2025
5.0
opened up a new account, Seth was amazing and very helpful. I have used this bank before because my son has used them for years.. Every time I have walked in this bank to make a transaction they have been beyond friendly and helpful.. It was time to open up an account instead of continuing to use my out of state bank and there was no other I would have chosen!!! A+
PJ
pogotramper Johnson
Aug 2, 2024
5.0
Staff was friendly and helpful as always. It is such a joy to walk into any branch and be greeted like family.
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours of United Community bank branch at 1640 E Main St, Sylva?
United Community is open Monday to Friday from 9:00 AM to 5:00 PM, and closed on weekends.
Does United Community offer drive-through banking services and what are the drive-through hours?
Yes, United Community has a drive-through open Monday to Friday from 8:30 AM to 5:00 PM, closed on weekends.
Is the United Community branch accessible for people using wheelchairs?
Yes, the branch has wheelchair-accessible entrances and parking available.
Which payment options are accepted at United Community?
United Community accepts cash, check, financing, Mastercard, Visa, and Zelle as payment options.
Do I need to make an appointment to visit United Community branch?
No, appointments are not required to visit the branch.
What services does United Community offer?
United Community provides personal and business banking, account opening, loan applications, and financial advisory services.
What are the holiday hours for United Community?
United Community is closed on November 11, November 27, and December 25, with shortened hours on December 24 from 8:00 AM to 12:00 PM.
Are there any notable nearby health-related services close to United Community?
Yes, nearby you can find Mountaineer Oxygen Services, Sylva Chiropractic, and several dental offices including Dr. Douglas McDonald and McDonald Family Dentistry.
What dining options are near United Community to consider before or after your banking visit?
Valenciasrestaurant and Jade Dragon, both offering restaurant services, are located near United Community for convenient dining options.
Are there any fitness or recreational facilities near United Community?
Yes, Crossfit Sylva is a gym located near the bank where customers can work out or engage in recreational activities.