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Welcome to First Horizon Bank - located in Statesville. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Statesville, NC - E Broad St
1829 E Broad St, Statesville, NC
28625, United States
Hours
Reviews
4.7
25 reviews
5 stars
23
4 stars0
3 stars0
2 stars0
1 star
2
- MMMattNov 13, 20251.0This bank has been the worst banking experience I have ever had. Do not bank here. I’ve had issues with my direct deposit, mobile check deposit, in person check deposits, using my card after 10 p.m, outrageous ATM fees, and many other issues. The worst was the manager at the Statesville location almost refused to deposit my check because I complained about how many issues I’ve had with this bank. That can’t be legal. I highly recommend using any other bank but this one.
- JRJimmy RiderSep 18, 20255.0Haley was very helpful helping me through a difficult time with a family member
- MRMark RackleySep 17, 20255.0The staff of First Horizon Statesville are always professional and most helpful. Haley goes out of her way to make sure she gets answers to any questions.
- JDJudy DanielsJan 22, 20255.0I’ve been baking with First Horizon Bank for over 20 years and I cannot speak highly enough about their exceptional service. Throughout all these years, their team has consistently gone above and beyond to meet my needs. Whether it it’s handling day-to-day banking, resolving issues quickly, or offering guidance on financial decisions, they’ve always been professional, courteous and efficient. What truly sets them apart is their commitment to customer care. Every interaction, whether in person, over the phone or online, leaves me feeling valued and confident in their ability to manage my finances. Their attention to detail and willingness to help have made banking with them an absolute pleasure. For anyone seeking reliable customer-focused bank, I wholeheartedly recommend First Horizon Bank. Here’s to many years outstanding service!
- MAMatt AndersonApr 29, 20205.0Stopped here to deposit money. Dropped all my cash all over the parking lot and the ladies came out and helped me pick it all up despite me telling them not to worry about it. Great customer service thank you so much.
Frequently Asked Questions About First Horizon Bank - Statesville, NC - E Broad St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank in Statesville?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and closed on weekends.
What documents do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and valid personal identification like a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can apply for a personal checking account online or visit one of the banking centers in person to apply.
What mortgage loan options does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans tailored to different financial needs.
Does First Horizon Bank provide assistance for first-time homebuyers?
Yes, First Horizon offers programs like FHA loans with lower down payments to assist first-time homebuyers, supported by mortgage specialists.
What types of small business loans are available at First Horizon Bank?
They offer small business term loans, lines of credit, and real estate loans. You can consult with a banker to explore your options.
What nearby dining options are available around First Horizon Bank in Statesville?
Nearby restaurants include Los Compadres Mexican Grill, Papa John's Pizza, Jack in the Box, Daylight Donuts, Arby's, Alibi Cookies, Wendy's, and Domino's Pizza, offering a variety of cuisines for meals before or after your banking visit.
How can nearby convenience stores and gas stations like Kangaroo Express and Circle K assist me when visiting First Horizon Bank?
These nearby convenience stores and gas stations can be handy for fueling up, grabbing snacks, or quick essentials during your trip to the bank.
Are there other financial services or insurance providers near First Horizon Bank in Statesville?
Yes, nearby financial service providers include Lee Barkley - State Farm Insurance Agent, Direct Auto Insurance, Edward Jones, and TC Tax for insurance and financial advising needs.
What digital banking services does First Horizon Bank offer and how can I access them?
First Horizon provides mobile and online banking through their apps, which you can download from the Apple App Store and Google Play Store, allowing easy banking anytime.