Business Details
About
BankATMBusiness Banking ServiceFinancial PlanningLoan Agency
When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.4
43 reviews
5 stars
35
4 stars
1
3 stars0
2 stars
2
1 star
5
- RRRebecca RobertsOct 28, 20255.0This is best bank Ive ever used in my whole life heres why.... Professional, courteous, organized, well staffed, great location, helpful and guess what they help you out if there are any problems with international purches no problem! Feel so blessed. Thanks yall
- BSBilly SchwinnOct 28, 20255.0I've only been with United for a short time but everything is going good so far
- BBBret BeachamOct 16, 20255.0Very friendly and professional
- AKAnn KernahanOct 2, 20255.0Always professional. Always patient & kind. This is the way banking should be. In an age where the big banks are running from rural communities it leaves us in a desert of questionable banks/predatory loan companies & I was at a loss as to what to do about that. But this bank is fiscally responsible &:convenient. Locally managed. Even our loan process was easy. Cannot recommend them enough.
- JSJames SeraoSep 14, 20155.0Customer Service is the best!
Frequently Asked Questions About United Community
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular operating hours for United Community bank branch at 800 Summit Ave?
The bank is open Monday to Friday from 9:00 AM to 5:00 PM. It is closed on Saturdays and Sundays.
Does United Community offer drive-through banking services? What are its hours?
Yes, United Community offers drive-through banking Monday to Friday from 8:30 AM to 5:00 PM, and it is closed on weekends.
Is United Community bank accessible for people with disabilities?
Yes, the branch has wheelchair accessible entrances and parking.
What payment options does United Community accept?
United Community accepts cash, check, financing, Mastercard, Visa, and Zelle.
Is it necessary to make an appointment before visiting United Community bank?
No, appointments are not required to visit the bank.
Where can I schedule appointments with United Community online?
You can schedule appointments using the reservation URL provided at http://ucbi.com/schedule.
What nearby places can I visit before or after visiting United Community at 800 Summit Ave?
You can visit Linville Falls, a nearby national park known for its waterfall, or attend services at Saint Lucien Catholic Church and Saint Lucien Church close to the bank location.
Are there other banking or financial institutions near United Community in Spruce Pine?
Yes, nearby financial institutions include State Employees Credit Union and PNC Bank, providing additional banking options in the area.
What local amenities related to automotive services are nearby United Community branch?
Nearby automotive services include Mike Brown Ford car dealer, Mike Brown Subaru auto parts store, Philips Auto Parts retail store, and NAPA Auto Parts auto repair.
How can local community and social services near United Community bank be useful to customers?
Nearby social and community services include Shepherd’s Staff social service organization, Free Holistic Health Clinic, and The Beacon Center of Spruce Pine which offer various community supports that customers might find helpful.