Business Details
About
BankATMBusiness Banking ServiceFinancial PlanningLoan Agency
When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
14 reviews
5 stars
12
4 stars
1
3 stars0
2 stars0
1 star
1
- KRKendra RitlingerJul 29, 20255.0United Community is what I call a HOMETOWN bank. They are always friendly and take the time to talk with each customer. KUDOS, job well done
- LWLondon WalkerJun 20, 20255.0Great group of people I love this bank
Frequently Asked Questions About United Community
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community in Smithfield, NC?
United Community is open Monday to Friday from 9:00 AM to 5:00 PM and is closed on Saturdays and Sundays.
Does United Community offer drive-through banking services?
Yes, United Community has a drive-through open Monday to Friday from 8:30 AM to 5:00 PM, and it is closed on weekends.
Is United Community accessible for customers with disabilities?
Yes, the bank has wheelchair accessible entrances and parking available for customers.
What payment options are accepted at United Community?
United Community accepts cash, checks, financing options, Mastercard, Visa, and Zelle payments.
Where is United Community located in Smithfield?
United Community is located at 128 N 2nd St, Smithfield, NC 27577, United States.
How can I schedule an appointment at United Community?
You can schedule an appointment online through their reservation page at http://ucbi.com/schedule.
Are there any nearby restaurants where I can dine before or after visiting United Community?
Yes, Tandoori Trail, an Indian restaurant, and Simple Twist, an American restaurant, are nearby dining options you might enjoy.
Which nearby legal services can I visit around United Community?
Nearby legal services include Sinno Law Office, Regina Manzanares NC Bailbonds/Fianzas, and Wilkins Wellons & Coats, which can assist with your legal needs.
Are there nearby health and medical facilities around United Community?
Yes, Liberty Home Care and Hospice, Liberty HomeCare & Hospice Services, North Carolina Surgery, and Riverdale Family Medicine are nearby health and medical facilities.
What types of services does United Community offer?
United Community provides personal and business accounts, loan applications, financial advisory services, and convenient access through branches, their website, and mobile app.