When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
UCB is a great bank... big bank capabilities with small bank feel and customer service. Thanks!
DD
Dyesvillegirl Dyesvillegirl
Jul 16, 2024
4.0
I was helped right away. and everyone was professional.
BD
Barbara Daca
Feb 13, 2024
5.0
YOUR BEST QUALITY, IS YOUR PEOPLE!
They are always curteous, extremely helpful, reliable and capable! It doesn't matter which branch you go to, every Single one is a Star!
KW
Ken Walter
Feb 8, 2024
5.0
The customer service person who assisted me was friendly, knowledgeable, efficient and professional.
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the general business hours for United Community in Newland?
United Community is open Monday through Friday from 9:00 AM to 5:00 PM and closed on weekends.
When is the United Community drive-through service available?
The drive-through service is open Monday through Friday from 8:30 AM to 5:00 PM, and is closed on Saturdays and Sundays.
Is United Community open on federal holidays?
United Community is closed on holidays such as November 11, 2025, and November 27, 2025. On December 24, 2025, they have reduced hours from 8:00 AM to 12:00 PM and closed on December 25, 2025.
Does United Community offer a mobile app for banking?
Yes, United Community offers mobile apps available on both Android and iOS platforms for convenient banking.
What payment options are accepted at United Community?
United Community accepts payments via cash, check, financing, Mastercard, Visa, and Zelle.
Is United Community accessible for individuals using wheelchairs?
Yes, the branch has wheelchair accessible entrances and parking available.
Do I need to schedule an appointment before visiting United Community?
No appointment is required, you can visit during regular business hours without scheduling.
What nearby retail stores can I visit after banking at United Community?
Nearby retail options include Lowes Foods of Newland and Kohler, Inc., which are convenient for shopping after your visit to the bank.
Which nearby restaurants are available for dining near United Community?
Close dining options include Subway, McDonald's, Hunt Brothers Pizza, Kaye's By The River, and San Dee's Cafe for a variety of meals near the branch.
Are there any nearby public or government services near United Community?
Yes, Avery County Government and Avery County WIC are located nearby, providing convenient access to government services when visiting the bank.