When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Quick and efficient! Very pleased with the service and level of professionalism. Kaylee was awesome!!
HM
Henri Monnier
Nov 14, 2025
5.0
Very happy with opening my new account, thanks Tammy
OM
Orlando McConnell
Oct 29, 2025
5.0
My visit was great and everyone was very nice thank you all.
RP
Reva Jo Payne
Sep 30, 2025
5.0
Tammy Ellixson helped me with setting up my account and she was flawless in every aspect of my banking experience. Great atmosphere in the bank and seems United Community Bank is a great place to do business.
HK
Holly Kaleniecki
Sep 5, 2025
5.0
Very friendly staff! Keveney & Dottie were great! Felt very comfortable applying for loan-changing my accounts to UCB!
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours of United Community bank in Murphy, NC?
United Community bank in Murphy is open Monday to Friday from 9:00 AM to 5:00 PM, and is closed on Saturdays and Sundays.
What are the drive-through hours at United Community bank?
The drive-through service at United Community bank operates Monday to Friday from 8:30 AM to 5:00 PM and is closed on weekends.
Is United Community bank accessible for customers using wheelchairs?
Yes, United Community bank offers wheelchair accessible entrances and parking for customers.
Which payment options are accepted at United Community bank?
United Community bank accepts cash, checks, financing, Mastercard, Visa, and Zelle payments.
Does United Community bank require appointments for services?
No, United Community bank does not require appointments, so customers can visit during business hours without scheduling.
Where is United Community bank located in Murphy, NC?
United Community bank is located at 116 Peachtree St, Murphy, NC 28906, United States.
How can I schedule an appointment at United Community bank?
You can schedule an appointment via their online reservation system at http://ucbi.com/schedule.
What nearby government offices are close to United Community bank that could assist with public services?
Nearby government offices include Murphy City Hall, Cherokee County Tax Assessor, Cherokee County Finance Office, Cherokee County Courthouse, and County of Cherokee, which can assist with various public services.
Which local historical and cultural spots are near United Community bank for visitors interested in local heritage?
Visitors can explore nearby places such as Cherokee County Historical Museum and Harshaw Chapel and Cemetery to learn about local history and culture.
Are there dining options near United Community bank for customers looking to eat before or after banking?
Yes, Kobe Grill Murphy NC, an Asian restaurant, is nearby for customers looking to dine around their banking visit.