Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchases, car repairs, emergency loans, holiday loans, and auto refinancing options.

You can pre-qualify to get an estimate of loan terms based on your credit and information provided; however, final approval depends on a full loan application.

If eligible for electronic funding, funds deposit within 1-2 business days. In-office loans provide funds the same day by paper check.

They are open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and listed holidays.

Interest rate is just the cost percentage for borrowing money, while APR includes interest plus loan fees, typically making it higher.

Republic Finance is located at 1812 Windsor Square Dr., Suite A220, Matthews, NC 28105.

Near Republic Finance, you can find Makkas, Firehouse Subs, Ben Thanh Restaurant, The Imperial Treasure (Chinese cuisine), Matthews Tasty Crab House, Cicis Pizza, Hibachi Buffet Matthews, and more for varied dining experiences.

Yes, HOTWORX yoga studio and gym, along with Life Time gym and the Charlotte Dance Alliance gymnastics center, are all nearby for fitness and wellness activities.

Nearby shopping options include SalonCentric for beauty supplies, 2nd & Charles bookstore and entertainment, Shoe Carnival footwear store, Woodcraft of Charlotte for arts and crafts, and hhgregg appliance store.

You can enjoy meals at nearby restaurants like Firehouse Subs or Ben Thanh before your appointment, stop by fitness centers like HOTWORX to relax afterward, or shop for essentials at nearby stores like Dollar Tree or O'Reilly Auto Parts.