Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Location
Hours
Reviews
4.4
15 reviews
5 stars
12
4 stars
1
3 stars0
2 stars0
1 star
2
- DCDominique ChavezJan 1, 20261.0This "company" allowed someone to steal my identity and took out a personal loan in my name. I put a freeze on my credit after their hard inquiry on my credit which I never applied for but they still gave a 4k loan to a no named applicant and I'm now disputing with all the credit bureaus while my credit is locked. I've filed identity theft with the govt and I've been dealing with this since Nov. Do not ever deal with with this company! I'm sure they stole my info when I bought a car from Echo Park in September. That's the only time I had my credit ran and that's where the leak stemmed. I have great credit and there's no way in hell I would have applied or agreed on a loan for 36%. TOTAL SCAM!!!!!!!!!!!!!!!!!!!!!
- ESEyvonne SimmonsDec 15, 20255.0There when you need them friendly yet professional....
- JBJean BeanDec 2, 20255.0I worked with Corey and he was professional, and friendly. Our experience both over the phone with him as well as our experience in the office location made us feel comfortable about our transaction. Which I appreciate since applying for a loan is sometimes a persons last resort so the calm demeanor was welcoming.
- JTJ TOct 14, 20254.0How quickly the process was to get paid
- JDJudy DunnSep 26, 20255.0friendly and helpful staff at Republic Finance.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance in Matthews, NC offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchases, car repairs, emergency loans, holiday loans, and auto refinancing options.
How can I estimate my loan terms before applying at Republic Finance?
You can pre-qualify to get an estimate of loan terms based on your credit and information provided; however, final approval depends on a full loan application.
How quickly can I get funds after loan approval at Republic Finance?
If eligible for electronic funding, funds deposit within 1-2 business days. In-office loans provide funds the same day by paper check.
What are the operating hours for Republic Finance in Matthews, NC?
They are open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and listed holidays.
What is the difference between the interest rate and APR on loans?
Interest rate is just the cost percentage for borrowing money, while APR includes interest plus loan fees, typically making it higher.
Where is Republic Finance located in Matthews, NC?
Republic Finance is located at 1812 Windsor Square Dr., Suite A220, Matthews, NC 28105.
Can you tell me about nearby dining options around Republic Finance?
Near Republic Finance, you can find Makkas, Firehouse Subs, Ben Thanh Restaurant, The Imperial Treasure (Chinese cuisine), Matthews Tasty Crab House, Cicis Pizza, Hibachi Buffet Matthews, and more for varied dining experiences.
Are there any fitness or wellness centers near Republic Finance in Matthews?
Yes, HOTWORX yoga studio and gym, along with Life Time gym and the Charlotte Dance Alliance gymnastics center, are all nearby for fitness and wellness activities.
What nearby shops could I visit around Republic Finance in Matthews?
Nearby shopping options include SalonCentric for beauty supplies, 2nd & Charles bookstore and entertainment, Shoe Carnival footwear store, Woodcraft of Charlotte for arts and crafts, and hhgregg appliance store.
How can nearby places help during a visit to Republic Finance?
You can enjoy meals at nearby restaurants like Firehouse Subs or Ben Thanh before your appointment, stop by fitness centers like HOTWORX to relax afterward, or shop for essentials at nearby stores like Dollar Tree or O'Reilly Auto Parts.