Business Details
About
Bank
First Citizens BancShares, Inc. (NASDAQ: FCNCA), a top 20 U.S. financial institution with more than $200 billion in assets and a member of the Fortune 500TM, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; personalized service and resources to help grow and manage wealth; and a nationwide direct bank. Discover more at firstcitizens.com.
Location
Hours
Reviews
2.5
19 reviews
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12
- WWWill Land (Will)Jul 26, 20211.0$8 fee to cash a check
- THTi'Ocea HaginsSep 16, 20185.0The ladies that work here are so sweet and nice I love this bank.
- MSM SMay 24, 20181.0If I could give them a negative review I would. The people who work their are extremely passive-aggressive. They claim on their website "Forever First® is our commitment to the people, businesses and communities who rely on us to be the best we can be. As we say in our advertising, "Money isn't everything. But so much depends on what you do with your money." This is a bold faced lie! They do NOT help you. They do NOT work with you. They will up and close your account without a warning letter or a way to fix your account, even though they are the ones who had 2 weeks of messed up online banking which showed thousands of people who had the wrong account balance. DO NOT USE OR TRUST THEM. They can't make an app, or run a website. They're a $31 BILLION DOLLAR business that acts like a few overdrafts (even if the account is rectified the next day). STAY AWAY FROM THEM!
Frequently Asked Questions About First Citizens Bank
What are the operating hours for First Citizens Bank in Lincolnton?
First Citizens Bank in Lincolnton is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on Saturdays and Sundays.
Does First Citizens Bank in Lincolnton have a drive-through service and what are its hours?
Yes, the drive-through service is available Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends.
Where is the First Citizens Bank branch located in Lincolnton?
The bank is located at 425 East Main Street, Lincolnton, NC, 28092.
Which financial products and services does First Citizens Bank in Lincolnton offer?
They offer checking, savings, personal lending, home equity, credit cards, online and mobile services, business checking and lending, business credit cards, and merchant services.
How can I book an appointment or reservation at the Lincolnton branch?
You can book an appointment online via their reservation system at https://outlook.office365.com/owa/calendar/Lincolnton1@firstcitizens.com/bookings/.
Is First Citizens Bank in Lincolnton closed on any holidays?
Yes, the bank is closed on the following holidays: November 11, 2025; November 27, 2025; December 25, 2025; and January 1, 2026.
Are there other banks near First Citizens Bank in Lincolnton?
Yes, another bank nearby is Fifth Third Bank, which offers additional financial services and mortgage brokerage.
What local dining options are available near First Citizens Bank in Lincolnton?
Nearby dining options include City Cellar (a wine bar and American restaurant), Pizza Hut (pizza restaurant), The Black Velvet Lounge (lounge/bar/pub), and Hometown Grill (restaurant).
Where can I find car rental services near First Citizens Bank in Lincolnton?
Enterprise Rent-A-Car offers car rental and truck rentals and is located close to the bank.
What community or cultural places are near First Citizens Bank in Lincolnton that I might visit?
Nearby community and cultural places include the Lincoln County Museum, Lincoln Cultural Center, and Arts Council of Lincoln County, which are great for exploring local history and arts.