Business Details
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Welcome to First Horizon Bank - located in King. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - King, NC - Post Office St
105 Post Office St, King, NC
27021, United States
Hours
Reviews
4.9
7 reviews
5 stars
6
4 stars
1
3 stars0
2 stars0
1 star0
- ABAnita BowmanNov 13, 20205.0Always very helpful and friendly.. The only thing I don't like is having to have an appointment... I know why because of Covid but that doesn't mean I have to like it.... If you have a problem they will fix it and walk you through it step by step... I bank there an plan on staying for many more years to come...
- MMMonique MNov 2, 20205.0If it were not for Jennifer Dillman, I would not have gone with First Horizon for a personal account and large savings; but instead i most likely would have gone with a second account at Wells Fargo. I already used them for my business account. I met Mrs. Dillman when I wanted to volunteer my time to Habitat for Humanity. She too was a volunteer in her free time. And she was my first point of contact. And such a delight to spend time with while taking part in preparations for charity events in the King area in 2019. When I had the need to transfer my funds from an online bank, Ally, I thought of her 1st. And reached out and she made it so easy by scheduling a time to go through drive up. With Covid going on. Such a positive experience each time with Mrs. Dillman each time I need help - she is upbeat, kind and humble.
- MMmalachi mccullersJul 21, 20205.0Very very very polite and very helpful
- CPCJ PembertonJan 24, 20185.0Best bank ever!!! The customer service is great.
Frequently Asked Questions About First Horizon Bank - King, NC - Post Office St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank - King, NC - Post Office St?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
How can I open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and a valid personal ID such as a driver's license or passport to open a personal checking account.
Is it possible to open a personal checking account online?
Yes, you can open a personal checking account online or by visiting one of our banking centers in person.
What types of mortgage loans does First Horizon Bank offer?
First Horizon Bank offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
How long does the home buying process typically take?
The home buying process usually takes 30 to 60 days from making an offer to closing, but this can vary depending on market conditions and other factors.
Can First Horizon Bank assist first-time homebuyers with financing?
Yes, First Horizon offers programs including FHA loans and options with lower down payments to help first-time homebuyers.
What small business loan options are available at First Horizon Bank?
Options include small business term loans, lines of credit, and real estate loans. Talk to a banker to review your specific options.
Where can I find other banks or ATMs near First Horizon Bank - King branch?
Nearby banks and ATMs include another First Horizon Bank branch, First Citizens Bank ATM, BB&T ATM, and Truist for additional banking services.
Are there places to shop or dine near First Horizon Bank - King branch?
Yes, you can visit King Tobacco for shopping and bar services, Dollar General for discount shopping and crafts, and Tokyo Japanese Grill & Sushi for dining nearby.
What useful services are located near First Horizon Bank - King branch for customers?
Nearby services include the United States Postal Service for mailing needs, Western Union for money transfers, CVS Pharmacy for medical supplies, and UPS Access Point for shipping.