Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval and terms depend on completing a full loan application.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, or repayment timelines, including the remaining balance and applicable fees.

They are open Monday to Friday from 8:30 AM to 5:30 PM and closed on Saturdays, Sundays, and certain holidays like November 27, 2025 and December 25, 2025.

If you qualify for electronic funding, funds arrive within 1-2 business days; if you close in person at a branch, you receive funds the same day via paper check.

The largest online pre-qualifiable loan amount is $10,000, although actual approval depends on factors like income and residence state.

Missing payments may result in late charges; customers should contact their local branch or refer to their loan documents for specific details.

Nearby spots like Circle K convenience store or Dollar Tree discount store are convenient for quick errands before or after your visit to Republic Finance.

Yes, nearby restaurants include Pizza Hut, Hwy 55 Burgers Shakes & Fries, La Fiesta Mexican Restaurant, and McDonald's, ideal for a meal before or after your visit.

Yes, nearby telecom providers like Optimum, UScellular Authorized Agent, and Cricket Wireless Authorized Retailer offer services that may assist you during your visit.