Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.2
14 reviews
5 stars
11
4 stars0
3 stars0
2 stars
1
1 star
2
- YHYowanna HarveyNov 4, 20255.0I love the professionalism and the knowledge you have of your profession. Keep up the good work. Keep being kind and courteous.
- MCMichael CookeOct 4, 20255.0The process was great! I explained my objectives and was presented with multiple options to address them. I felt well-informed and involved in making the best decision for my situation.
- JHJean HubbardSep 15, 20251.0I make over 7,005 and they denied me..
- DUDrury UnderwoodJan 22, 20255.0Great service by staff.
- MDMark DorsettDec 18, 20245.0Great staff, help with your loan and are very professional and friendly
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How does pre-qualification for a loan differ from applying for an actual loan?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided, whereas final approval requires a full loan application.
Is the loan check I received in the mail from Republic Finance legitimate?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and the APR on a loan?
The interest rate is the cost percentage charged for borrowing money, excluding fees, while the APR includes the interest rate plus any additional fees expressed as a percentage.
What does refinancing a loan with Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment schedule, including the remaining balance and any fees.
How quickly can I receive funds after loan approval at Republic Finance?
Funds are deposited within 1-2 business days for electronic funding or given the same day as a paper check at a physical location.
What are the operating hours for the Republic Finance branch in Greensboro, NC?
The Greensboro branch is open Monday to Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
How can I locate Republic Finance in Greensboro, NC?
Republic Finance is located at 1622 Stanley Rd., Suite 116, Greensboro, NC 27407.
Are there any nearby places of interest to Republic Finance in Greensboro that customers might find helpful or enjoyable?
Nearby places include Interstate All Battery Center for automotive needs, Patina Bridal & Formal Wear for special occasions, and Pika Tea for coffee and tea breaks, providing convenient options for customers before or after their visit.
What nearby retail or service shops can customers visit around Republic Finance in Greensboro?
Customers can also explore US Fitness Products for exercise equipment, Intrex Computers for electronics and IT repair, and the Teachers' Shoppe for educational supplies near Republic Finance.