When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
We have been customers at UCB (formally Four Oaks Bank) since 1994. We have always had wonderful customer service. I highly recommend UCB for your banking needs.
CB
Cronin Byrd
Feb 21, 2024
5.0
Service was outstan
RC
R. Sherwood Core
Feb 16, 2024
5.0
Great bunch at Garner branch!
TH
Tanya Hogan
Feb 4, 2020
3.0
It's a bank -- free lollypops! If you have lots of money then the place is awesome, otherwise your just reminded that you're one of the "have-nots"!
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community in Garner, NC?
United Community is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Is there a drive-through service available at United Community? If so, what are its hours?
Yes, United Community offers a drive-through service Monday through Friday from 8:30 AM to 5:00 PM. The drive-through is closed on weekends.
Does United Community have any special hours or closures during holidays?
United Community is closed on Veterans Day (Nov 11), Thanksgiving (Nov 27), and Christmas Day (Dec 25). On Christmas Eve (Dec 24), they are open from 8:00 AM to 12:00 PM.
What payment options does United Community accept?
United Community accepts cash, checks, financing, Mastercard, Visa, and Zelle.
Does United Community offer accessible facilities?
Yes, United Community has wheelchair accessible entrances and parking.
Can I manage my accounts with United Community online or via a mobile app?
Yes, you can manage your accounts online or through the United Community mobile app available on both Android and iOS platforms.
Are appointments required to visit United Community?
No, United Community does not require appointments to visit the branch.
What nearby banks are located close to United Community on Glen Rd?
Nearby banks include Four Oaks Bank & Trust Co., BB&T, Truist, and First Citizens Bank, providing additional financial services in the area.
What accommodations are nearby United Community for visitors needing a hotel?
Close to United Community, visitors can find Hampton by Hilton and Hampton Inn Raleigh/Clayton for convenient lodging options.
Are there convenient shipping or postal services near United Community?
Yes, there is a FedEx Drop Box near United Community for shipping and postal services, which may be useful for customers handling mailing needs.