Business Details
About
BankATMBusiness Banking ServiceFinancial PlanningLoan Agency
When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
18 reviews
5 stars
16
4 stars0
3 stars0
2 stars0
1 star
2
- TBTony BlackmonApr 17, 20245.0The people and service at this bank seem to get better each time I go in for anything. Friendliness along with knowledge can't be beat and United Community has that PLUS...Thanks!
- TLTony LeeFeb 1, 20245.0Welcomed when I came in. Service was awesome as always!! ❤️
Frequently Asked Questions About United Community
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours for United Community's branch in Four Oaks?
United Community in Four Oaks is open Monday through Friday from 9:00 AM to 5:00 PM and is closed on Saturdays and Sundays.
Does United Community offer drive-through banking services?
Yes, United Community provides drive-through banking Monday to Friday from 8:30 AM to 5:00 PM, with no service on weekends.
Can I conduct banking transactions at United Community on holidays?
United Community will be closed on Veterans Day (Nov 11, 2025), Thanksgiving Day (Nov 27, 2025), and Christmas Day (Dec 25, 2025). On Christmas Eve (Dec 24, 2025), the branch is open from 8:00 AM to 12:00 PM.
What payment options does United Community accept?
United Community accepts payments via cash, check, financing, Mastercard, Visa, and Zelle.
Is United Community accessible for customers with disabilities?
Yes, the branch has a wheelchair accessible entrance and parking to accommodate customers with disabilities.
Does United Community require appointments for banking services?
No, United Community does not require appointments; you can walk in during regular business hours.
Where is United Community located in Four Oaks, NC?
United Community is located at 6144 E Wellons St, U.S. Highway 301 South, Four Oaks, NC 27524, United States.
What nearby dining options are available around United Community?
Close to United Community, you can find McDonald's for fast food, Dunkin' Donuts for coffee and snacks, and Food City Grill for American cuisine, making it convenient to grab a meal before or after your banking visit.
Are there any nearby gas stations where I can fuel up near United Community?
Nearby gas stations include Speedway, WilcoHess, Dunn Gas and Grocery, bp, and Dunn's Gas & Grocery, providing convenient options for refueling when visiting the bank.
What nearby services can I use along with United Community at Four Oaks?
In the vicinity of United Community, you can access United Community ATM services, LibertyX Bitcoin ATM, Western Union for money transfers, UPS Authorized Shipping Provider for courier services, and retail options like Dollar General and O'Reilly Auto Parts.