Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval requires a full loan application.

Yes, a loan check from Republic Finance is a real, pre-approved loan offer.

Interest rate refers only to the cost of borrowing money, while APR includes the interest rate plus any fees associated with the loan, expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline.

If eligible for electronic funding, funds are deposited in 1-2 business days; in-office loans provide same-day paper checks.

The largest online pre-qualification loan amount is $10,000, depending on your state and income.

Late payments may incur a late charge. Contact your local branch or review your loan documents for details.

You can visit Boone Trail Fit Body Boot Camp for fitness, Village Coffee House & Bakery for refreshments, and The Shops at Boone Trail Center for shopping, all close by.

Yes, several real estate agents and services like Jolisa Williams Agent at EXIT Realty Preferred, Nakia Jones-Realtor, and JC Real Estate are nearby for your housing needs.

Nearby options include Jersey Mike's Subs for sandwiches, Village Coffee House & Bakery for coffee and pastries, and Pizza Hut for pizza and fast food.