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Welcome to First Horizon Bank - located in Durham. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Durham, NC - Hillandale Rd
1821 Hillandale Rd, Durham, NC
27705, United States
Hours
Reviews
2.6
5 reviews
5 stars
2
4 stars0
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1 star
3
- NTNatasha Heck ThompsonFeb 29, 20241.0If I am putting thousands of dollars in your establishment...I SHOULD BE ABLE TO USE YOUR RESTROOM!!!!! I am SO GLAD it happened. It made me know even MORE that my decision to leave y'all is a Good one
- SMShameka MoranNov 7, 20231.0I had a horrible experience at this bank. The teller questioned me about why did I have an out of state i.d. He then called a manager and she kept badgering me about how long I've lived here. It was a personal check. Andrea the manager then took my check and said she wouldn't cash it unless she confirmed it with my boss. She didn't give me and explanation at all! I ended up taking my check from her because she went into her office with it!!! Terrible experience.
- RCRichard ClarkOct 6, 20221.0I w had two account with this sorry excuse for a bank. One account got $1100 overdraft by bills. Well I closed it out. Now a couple a months ago the exact same thing happened $600+ over draft. They have absolutely no overdraft amount and according to the several people I talked to it should not happen. So to First Horizon Change Your Policy. You won’t get rich off of me!
- DHDoctor HamiltonApr 23, 20215.0Excellent service-- The branch manager goes out of her way to ensure customers' needs are satisfied, & the staff are especially nice & efficient.
- DRDarin RhewJul 23, 20205.0ABOUSTLEY THE BEST CUSTOMER SERVICE!! STAFF ALWAYS GOSE OUT OF THERE WAY TO BE HELPFUL ANY WAY THEYCAN,INCLUDING THE BRANCH MANAGER.SHE IS ALWAYS OUT IN THE LOBBY ASKING CUSTOMERS IF SHE MAY HELP THEM IN ANY WAY.TRULY AN EXAMPLE FOR HER EMPLOYEES TO FOLLOW.BY ALL MEANS THEY FOLLLOW HER EXAMPLE!!
Frequently Asked Questions About First Horizon Bank - Durham, NC - Hillandale Rd
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours for First Horizon Bank in Durham, NC?
The drive-through at First Horizon Bank in Durham is open Monday through Friday from 9:00 AM to 5:00 PM and closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and a personal ID such as a driver's license, passport, or state-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of their banking centers to apply in person.
What types of mortgage loans does First Horizon provide?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans tailored to different financial needs.
Does First Horizon Bank assist first-time homebuyers?
Yes, they offer programs such as FHA loans with lower down payment requirements and mortgage specialists to guide first-time homebuyers.
What are the business hours of First Horizon Bank on holidays?
On holidays like February 20, 2025, First Horizon Bank is open from 12:00 PM to 4:00 PM.
Are there any nearby hotels customers can use when visiting First Horizon Bank?
Yes, the Courtyard by Marriott Durham Near Duke University/Downtown is nearby and convenient for customers visiting from out of town.
Can I find other financial services near First Horizon Bank?
Yes, nearby you can find a LibertyX Bitcoin ATM for currency exchange and a SunTrust bank for additional banking needs.
Are there nearby dining options to try when visiting First Horizon Bank?
Yes, Bleu Olive, a Greek and Mediterranean restaurant, is close to the bank and a great place to eat before or after your visit.
What parking options are available at First Horizon Bank in Durham?
First Horizon Bank offers free onsite parking including a parking lot, garage, and street parking for customer convenience.