TowneBank opened in 1999 and is now one of the largest banks headquartered in Virginia. Founded in Hampton Roads, locations now stretch from the coast to Richmond and central Virginia, and in North Carolina from the Outer Banks to Charlotte. Our bankers can help you with both business and personal banking services. Along with our talented and experienced bankers, the Towne family of services includes mortgage, insurance and investment specialists who can help you with all of your financial needs. Throughout our growth, we have never lost sight of our roots: local decision-making, community leadership, volunteerism, philanthropy and a culture of caring.
Excellent service with fantastic mugs and fast wire service!
MM
Mike Meola
Aug 19, 2025
5.0
Casey Murphy at TowneBank is a true professional with 34 years of experience in banking. She can handle all facets of the industry with ease and expertise. Casey and her team at the Duck branch are absolutely top-notch—friendly, knowledgeable, and always willing to go the extra mile. I wouldn’t bank anywhere else in the OBX. They’re well worth the drive into town!
WR
Wesley Rawles
Aug 19, 2025
5.0
I have been banking with Casey and the team at Towne Bank since its inception as OBXBank. This is the most professional team on the beach and they always provide an exceptional level of service. Casey and her team go above and beyond for all of their members each and every day.
NG
Nicole Glocker
Aug 19, 2025
5.0
What a pleasant experience! Each and every time, I have an interaction with Casey and her team it is nothing short of professional, helpful, informative and much more. You can feel the care in Casey's passion for her career. I personally have worked with Casey for many, many years. I felt so comfortable with her level of professionalism , knowledge and comfort I followed her from her previous banking establishment. Casey has opened many accounts for myself and my children. Do yourself a favor- you want an excellent banking experience - Go see Casey! You won't be disappointed ! 5 STAR!!!!!
MC
Mark Copeland
Aug 19, 2025
5.0
Best banking institution on the beach, so glad they moved to Duck from Corolla. I’d like to say Casey Murphy and her crew are the best. I’ve known Casey for 25 years. She was my go to girl back when it was OBX bank. Wouldn’t bank with anyone else. Being a business owner for 30 years in Duck Townebank has always been there for us. Very Helpful though the hard times. ✌️
When do funds become available after I deposit them at the ATM?
Please view our cut-off times for all types of deposits on our website - www.townebank.com/member-support/deposit-cut-off-times
Is TowneBank open on Saturday?
TowneBank does not have Saturday hours, but you can accomplish many bank transactions through online banking and our mobile apps, and at our ATMs.
Can I cash a check at a TowneBank location if I don't have an account there?
Yes! We will honor any check drawn on an account at TowneBank, provided that the funds are available in the account, and you have identification showing that you are the recipient of the check.
What are your holiday hours?
You can find a full list of our holiday hours on our website: https://www.townebank.com/member-support/holiday-schedule.
What are the regular banking hours at TowneBank in Duck, NC?
TowneBank in Duck, NC is open Monday through Friday from 9:00 AM to 5:00 PM, with extended hours until 6:00 PM on Fridays. The bank is closed on Saturdays and Sundays.
Does TowneBank in Duck offer drive-through banking, and what are the hours?
Yes, TowneBank in Duck offers drive-through banking from 8:30 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. The drive-through is closed on weekends.
Is TowneBank open on weekends or holidays?
TowneBank in Duck is closed on Saturdays and Sundays. Additionally, the branch is closed on major holidays, including November 11, November 27, and December 25. Many banking services are available online and through ATMs during these times.
Can I cash a check at TowneBank Duck if I don’t have an account there?
Yes, you can cash a check drawn on an account at TowneBank if the funds are available and you provide proper identification as the recipient of the check.
What types of banking services does TowneBank in Duck provide?
Services at TowneBank Duck include personal and business banking, mortgages, insurance, wealth and investment management, ATM, safe deposit boxes, and notary services.
Does TowneBank Duck provide accessible parking and entrance facilities?
Yes, TowneBank Duck has free onsite parking, including a parking garage and lot, and features a wheelchair accessible entrance for customers.
What popular dining options are near TowneBank in Duck?
Nearby dining options include Coastal Cravings (seafood and American cuisine), Tap Shack (bar and music venue), Red Sky Casual Dining & Cocktails, Duck Duck Burgers (fast food), and The Roadside (bar and grill). You can enjoy a meal or drink before or after your banking visit.
Are there any recreational spots close to TowneBank Duck for families or visitors?
Yes, the Town of Duck Playground and Duck Town Park Boardwalk are nearby, providing parks and playgrounds ideal for family outings or a relaxing break when visiting the bank.
Where can I find local shopping and convenience stores near TowneBank Duck?
Local shopping options include Shop mydvo for furniture and clothing, The Cottage Shop for gifts and home goods, Green Acre Market for groceries and farmers markets, and Han-Dee Hugo’s convenience store and gas station nearby.
What financial competitors are near TowneBank in Duck?
PNC Bank is a nearby competitor providing banking and mortgage services in the Duck, NC area.