Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Clemmons. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Clemmons, NC - Towncenter Dr
6290 Towncenter Drive, Clemmons, NC
27012, United States
Hours
Reviews
2.5
16 reviews
5 stars
6
4 stars0
3 stars0
2 stars0
1 star
10
- SMSandra MooreDec 17, 20255.0Del was amazing and always is! ❤️
- MDMonique DawnJul 3, 20255.0Update Aug 7th: Maria is superbly wonderful. Very professional, extremely fun to talk to and knowledgeable. She helped me make a smart decision with a large sum of money vs the no interest deposit i had come in to make. Excellent service again! A gentleman greeted me immediately and was friendly asking how he could help. I explained my debit card issue. He handled it ASAP as I made my deposit. I asked his name afterwards and it is Bassam. Nice fellow. He made my experience nice. My card stopped working at Lowe's in Clemmons. They have colones (foreign currency) too which is helpful for my trip to Costa rica. Nice location.
- CBChristopher BuzzellOct 25, 20245.0I love ❤️ going to the bank, the cashier's are so friendly and helpful. 💯
- JFJem FlaviaOct 2, 20231.0I can see why they only have 1 star reviews . I was going to change over to this bank, but had not done it yet. I went thru the drive thru just to get smaller bills for a $50. They guy at the drive thru asked me if I was a customer and I said not yet. He said we dont make change for people who dont have an account. All I wanted was change. I get it if I was cashing a check, but it was US currency and all I wanted was change. I asked him if this was a bank or not. He was just RUDE. Ill keep my money where its at!!
- MMMaryAnneSep 30, 20201.0I deposited a business check and they had to hold it for five days. I just tried to deposit a teller’s check and the funds will not be available till the next day. This is not on the level of what other banks are doing. Suntrust made funds available same day for these same type deposits made by 4pm. Not being able to help me with my cash flow IS a deal killer. Im only there bc Suntrust sold out. Im on the way out!
Frequently Asked Questions About First Horizon Bank - Clemmons, NC - Towncenter Dr
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through service hours at First Horizon Bank in Clemmons?
Drive-through services are available Monday through Friday from 9:00 AM to 5:00 PM, and are closed on weekends.
How can I open a personal checking account at First Horizon Bank?
To open a personal checking account, you need a minimum $50 deposit, your Social Security number, date of birth, and a valid ID such as a driver's license or passport.
Is it possible to open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers in person to apply.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to meet diverse financial needs.
Does First Horizon Bank assist first-time homebuyers with financing options?
Yes, First Horizon provides programs such as FHA loans with lower down payments designed to help first-time homebuyers.
What small business loan options are available at First Horizon Bank?
First Horizon offers small business term loans, lines of credit, and real estate loans. You can speak with a banker to review your options.
Where can I find First Horizon Bank in Clemmons, NC?
The bank is located at 6290 Towncenter Drive, Clemmons, NC 27012.
What nearby dining options are available around First Horizon Bank on Towncenter Drive?
Nearby restaurants include First Watch - Clemmons for breakfast and brunch, Dairi-O offering fast food and ice cream, and Island Cuisine Clemmons serving Filipino and Asian dishes.
Are there any nearby services for personal grooming close to First Horizon Bank?
Yes, you can visit nearby salons and spas such as Village Nail Spa, Great Clips hair salon, Aeracura Salon and Spa, and Zosa Salon for beauty and nail services.
How can nearby places like Goin' Postal help customers visiting First Horizon Bank?
Goin' Postal nearby offers mailing and shipping services, which can be convenient for customers handling financial paperwork that requires mailing while visiting First Horizon Bank.