Business Details
About
BankATMBusiness Banking ServiceFinancial PlanningLoan Agency
When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
24 reviews
5 stars
22
4 stars
1
3 stars0
2 stars
1
1 star0
- SWStuart WolkoffOct 23, 20255.0Great people. Super friendly atmosphere!!
- MTMike TuccelliOct 1, 20245.0Always a great experience at this bank. Every employee in Clayton is fantastic
- CSCody SawyerJul 29, 20245.0Carey has been awesome with helping us out along the way with our business account. She's always willing to answer any questions and is happy to help out whenever needed!
- JSJohn ScarpaMay 10, 20245.0Connie made everything easy, and gives great hugs.
- JPJim Moretz, PhDOct 31, 20225.0Very friendly and helpful staff!
Frequently Asked Questions About United Community
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular branch hours for United Community in Clayton?
The branch is open Monday to Friday from 9:00 AM to 5:00 PM and is closed on Saturdays and Sundays.
When does the drive-through service at United Community operate?
The drive-through is open Monday through Friday from 8:30 AM to 5:00 PM and closed on weekends.
Is United Community Bank accessible for people with disabilities?
Yes, the bank has wheelchair accessible entrances and parking available.
Does United Community require appointments for banking services?
No, appointments are not required to visit the bank.
What types of payment options does United Community accept?
They accept cash, checks, financing, Mastercard, Visa, and Zelle payments.
Can I schedule a banking appointment online with United Community?
Yes, you can schedule an appointment at http://ucbi.com/schedule using their online reservation system.
What should I know about United Community's holiday hours?
The bank is closed on November 11, November 27, and December 25, 2025. On December 24, 2025, it is open from 8:00 AM to 12:00 PM.
How can visiting Downtown Clayton, NC enhance my trip to United Community?
Downtown Clayton offers community services and non-profits nearby, making it a convenient area to explore local events or services before or after your banking visit.
Are there any good coffee shops near United Community in Clayton?
Yes, nearby coffee shops such as Paint It Red, Triangle Coffee Shop, and Boulevard West provide great spots to relax or meet with friends near the bank.
What other services are available near United Community in Clayton for personal care?
Nearby salons and spas include Salty Roots Hair and Beauty LLC, The Holistica Hive, Nails by Kennadi, Studio Bleu, and Roxie Daizy Pet Salon, offering beauty, massage, and grooming services.