Business Details
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BankATMBusiness Banking ServiceFinancial PlanningLoan Agency
When you bank with United Community, you'll enjoy convenient access to your personal or business accounts at any of our branches, online or through our mobile app. Open an account, apply for a loan or get sound financial advice from our advisory services. We're in it together, for good.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.8
10 reviews
5 stars
7
4 stars0
3 stars0
2 stars0
1 star
3
- BOBrendan O'ShaughnessyJun 12, 20255.0On June 11, I stopped by the local United Community Bank at Sandy Rock since moving to the area and was very pleased with the service the staff extended to me on a few banking issues. It’s a real pleasure to be able to walk a short distance to your local branch. Kudos on Best Practices being applied at the facility. Cheers Brendan
- ASAngie SimsOct 16, 20245.0Made a deposit and cash back
- JFJackie FialaJun 14, 20245.0As always, friendly and helpful!
- APAndrew PetersonApr 4, 20245.0United Community Bank is absolutely awesome. Leslie, Alyssa, and Rene are incredible to work with. They are so kind, intentional, and full of knowledge. I will recommend this bank to anyone looking for a fantastic banking experience.
- JDJeffrey DunniganFeb 15, 20245.0Leslie is extremely knowledgeable and helpful.
Frequently Asked Questions About United Community
What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What are the regular business hours of United Community in Charlotte, NC?
United Community is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
When is the drive-through at United Community available?
The drive-through is open Monday through Thursday from 8:30 AM to 5:00 PM and on Friday from 8:30 AM to 5:30 PM. It is closed on weekends.
Are there any special holiday hours at United Community?
Yes, United Community is closed on November 11, November 27, and December 25, 2025. On December 24, 2025, it is open from 8:00 AM to 12:00 PM.
What types of payment does United Community accept?
United Community accepts payments via cash, check, financing, Mastercard, Visa, and Zelle.
Does United Community require appointments for banking services?
No, United Community does not require appointments for banking services, but you can schedule appointments if you prefer.
Is United Community wheelchair accessible?
Yes, United Community's entrance and parking are wheelchair accessible.
What nearby dining options are available near United Community in Charlotte?
Nearby dining options include Arby's for sandwiches and fast food, and Starbucks for coffee and light meals, both convenient for a quick bite before or after your banking visit.
Are there any hotels near United Community for visitors?
Yes, Hyatt House Charlotte/Rea Farms is nearby, offering convenient lodging options for visitors to the area or customers coming from out of town.
Where can I find other banking services or ATMs near United Community?
First National Bank ATM and First National Bank are located nearby, providing additional options for ATM and banking services close to United Community.
What wellness and beauty services are close to United Community?
Nearby you can find several beauty and wellness places including VIO Med Spa, Massage Envy - Rea Farms, Aloha Nails Rea Farms, and various salons like Modern Style Studio and Roosters Men's Grooming Center for relaxation and grooming needs.