First Citizens BancShares, Inc. (NASDAQ: FCNCA), a top 20 U.S. financial institution with more than $200 billion in assets and a member of the Fortune 500TM, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; personalized service and resources to help grow and manage wealth; and a nationwide direct bank. Discover more at firstcitizens.com.
I can’t recommend this branch enough. Beau and his team have gone above and beyond to ensure all our banking needs are met, and I’m highly grateful to them for all their expertise and support.
NN
Nicole
Dec 11, 2025
1.0
I wouldn't recommend this bank to anyone. I had opened an account and deposited a check in person. Then they later called me back asking if I had nowhere else to deposit it because they felt it was strange that I had opened the account online and not in person and made me come back and pick up my check after they reversed the deposit. I have never been treated like a criminal for depositing a check and would not ever go back here.
CB
chris brand
Sep 30, 2025
1.0
This is hands down the most frustrating bank to work with. nothing works properly. I linked all my accounts to the point the they know my weight at birth. Still can’t transfer money between accounts although everything says linked. Don’t bank here. save yourself the aggravation!
LM
Lydia M
Sep 9, 2025
2.0
The App is clunky, the people at the bank are nice but the way the bank has structured the transactions to happen are horrible. Many delays to transfer money. Also one representative said a different thing than the other about the same topic.
AG
Aleksandr Gidenko
Sep 1, 2021
1.0
Not a customer focused organization. They don't care about helping their customers.
Frequently Asked Questions About First Citizens Bank
What are the regular business hours for First Citizens Bank at 1000 High House Road?
The bank is open Monday through Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Does First Citizens Bank offer drive-through banking services?
Yes, drive-through services are available Monday through Friday from 9:00 AM to 5:00 PM, and closed on weekends.
Where is First Citizens Bank located in Cary, NC?
The bank is located at 1000 High House Road, Cary, NC 27513, United States.
What financial products does First Citizens Bank provide at this location?
They offer checking and savings accounts, personal lending, home equity loans, credit cards, online and mobile services, business checking and lending, business credit cards, and merchant services.
Can I schedule an appointment with First Citizens Bank online?
Yes, appointments can be booked through their online reservation system at https://outlook.office365.com/owa/calendar/Preston@firstcitizens.com/bookings/.
What types of specialized services does the bank offer?
They provide services such as investment advising and business lending to assist clients with wealth management and business financing.
Is First Citizens Bank closed on any upcoming holidays?
Yes, the bank will be closed on November 11, 2025; November 27, 2025; December 25, 2025; and January 1, 2026.
What nearby dining options are available around First Citizens Bank?
Nearby restaurants include Mellow Mushroom (pizza and bar) and Ocean Grill (seafood), perfect for grabbing a meal before or after your bank visit.
Are there other financial services or banks near First Citizens Bank at 1000 High House Road?
Yes, nearby financial services include another First Citizens Bank branch, Wells Fargo Bank, RockItCoin Bitcoin ATM, and multiple mortgage brokers like Tarheel Mortgage and Mortgage Choice.
What healthcare facilities are located near First Citizens Bank that customers might find useful?
Nearby healthcare providers include Physical Therapy Partners, several dental offices such as Kim A Miller DDS and Cary Oral Surgery, dermatology centers like Preston Dermatology and Skin Surgery Center, and counseling services at New Reflections Counseling, Inc.