Business Details
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Welcome to First Horizon Bank - located in Boone. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Boone, NC - Leola St
325 Leola Street, Boone, NC
28607, United States
Hours
Reviews
4.0
10 reviews
5 stars
7
4 stars0
3 stars
1
2 stars0
1 star
2
- JHJacob HutchisonJul 17, 20245.0The staff are very friendly and helpful. Amanda White has gone above and beyond to help my small business. Amanda provided additional timely information to help my business and has provided continued support. Thank you Amanda and team!
- RHRocky HicksDec 30, 20215.0Very good service. Have heard they are quality trustworthy bank.
- HMHeidi MerendinoFeb 10, 20215.0This is a great BANK!!!! The whole staff is wonderful and very very helpful!!!!!
- TATammy ArnetteAug 5, 20205.0I have been a customer of first horizon bank of Boone North Carolina for ten years all of the employees are very nice and helpful and go out of there way to help great service and the employees no be by my name and face I love the bank because it's more personal to me than most other banks they are so helpful and friendly with there customers I would highly recommend first horizon bank
- CECassandra EllisonAug 29, 20191.0Had an issue today with my husband's debit card going to Florida without us. Ms Linda at the bank was so helpful I guiding me who to call and getting the fraud resolved. She had us come in for new cards the same day- a service Capital offers that is a HUGE step up from any other time I've needed a new card and had to wait for 7-10 days. Overall today's experience has much improved my formerly negative feelings towards my bank. Revision 3/25/22: The bank has now decided we can’t have access to our money when we need it. There’s no reason a simple $60 purchase on an accredited website should have triggered a security review with nearly $2,000 in the account. We will be switching banks.
Frequently Asked Questions About First Horizon Bank - Boone, NC - Leola St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours at First Horizon Bank - Boone, NC - Leola St?
The drive-through is open Monday to Thursday from 9:00 AM to 5:00 PM, and Friday from 9:00 AM to 6:00 PM. It is closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver’s license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What types of mortgage loans are offered by First Horizon Bank?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Does First Horizon Bank offer programs for first-time homebuyers?
Yes, they offer programs including FHA loans and other options with lower down payment requirements, with mortgage specialists available to help.
What are the qualifications for a small business loan at First Horizon Bank?
Qualifications vary by loan type but generally include a thorough business plan, loan purpose, collateral if required, good credit history, positive cash flow, industry experience, and legal compliance.
What nearby dining options are available near First Horizon Bank in Boone?
Nearby dining options include Coyote Kitchen and Lost Province Taproom, Penn Station East Coast Subs, Hungry Howies Pizza, Jimmy John’s, Osaka Boone, Huddle House, Starbucks, and Subway, great for meals before or after your banking visit.
Are there nearby services to help with pet grooming near First Horizon Bank Boone?
Yes, Posh Pooch Grooming is located nearby, providing pet grooming and related services for your convenience while visiting the bank.
Can I find technology and electronics services near First Horizon Bank Boone?
Dougnet Computer Consulting is nearby, offering IT services, computer repair, and electronics support that you might find useful.
Are there nearby real estate services close to First Horizon Bank Boone?
Nearby real estate services include Eric Thomas - Your Real Estate Broker for the North Carolina High Country and Century 21, useful if you are exploring home buying or property options.