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At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- ISIllyanya ShadowSep 11, 20251.0Are inconsiderate people. They call you claiming you can get more money on your existing loan and when you confirm your information they up and deny you access to the additional funds. Why waste the time of people and get their hopes up.
- RLRetie LukerDec 6, 20245.0Awesome group to work with.
- SSScott E. SowersJun 4, 20245.0I started out by receiving a promotional check in the mail. I took to my bank and bam 2700 bucks went into my account then I spoke with a team member and she informed me that I could get even more. Yes I had to put up collateral but I was approved for a little over 6,000.00 with a credit score of 565. I used the money to consolidate some other loans and cut my monthly expenses by 450.00 a month with a reasonable payment plan and some bonus features. At this time I'm very pleased with my experience with Republic Financial and I recommend you give them a try if you're in need of financial help. If they can help me they can help anyone. Thanks to you Haley(think that's right)for looking beyond a number and giving this person a chance. It's helped me more than words can say
- MCMelissa CurtisNov 24, 20231.0Very disappointing! I was approved for a loan after a hard pull on my credit. The branch manager made an appointment with me to sign the loan. I was ready to sign the loan but she was out on vacation at the time of our appointment! Who does that? The worst experience ever!!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What financial services does Republic Finance provide?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval and terms require completing a full loan application.
How long does it take to receive loan funds from Republic Finance?
Funds are deposited within 1-2 business days for electronic funding; funds are given the same day as a paper check if closing at a physical location.
What loan amount can I get from Republic Finance?
Loan approval depends on various factors, but the largest loan amount you can pre-qualify for online is $10,000.
What happens if I miss a payment on my Republic Finance loan?
Missing a payment may result in a late charge; contact your local branch or check your loan documents for details.
What are the office hours for Republic Finance in Asheville, NC?
Republic Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Where is the Republic Finance Asheville branch located?
It is located at 129 BLEACHERY BLVD, STE B, Asheville, NC 28805.
What nearby places can I visit when I come to Republic Finance in Asheville?
Nearby places include Great Clips for hair services, Biryani Express for Indian food, and Port City Java for coffee.
How can nearby businesses like Shred Nations and GameStop complement my visit to Republic Finance?
You can visit Shred Nations for document shredding services or GameStop for video games and hobby shopping before or after your Republic Finance visit.
Are there convenient services like Backcountry Butler LLC near Republic Finance?
Yes, Backcountry Butler LLC provides airport shuttles, limo, and taxi services to help you reach Republic Finance or continue your travels easily.