Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
148 reviews
5 stars
133
4 stars
6
3 stars
4
2 stars2
1 star
3
- JJJohn4 days ago5.0The customer service from Katie was above and beyond. She took the time to explain everything to me. I was in and out in less than 30 minutes and was approval process was very easy. Thank you Katie for all you have done for me
- OSOusseynou SeckOct 6, 20255.0Recommend it
- BSBessie SteevesSep 17, 20255.0Definitely worth the 5 star review. From my first encounter with Deborah on the phone, to my in store visit with the lovely Kate, they provided top notch customer service. The process of obtaining what I needed it was fast and hassle free. Definitely recommend this location for your needs. Bravo ladies! I will definitely refer you to my friends and family.
- DEDelcy Christian EudAug 18, 20255.0Sebastien at LendDirect provided me with great service!!!
- NGNancy GreenJun 14, 20255.0Cash Money helped me out today with my financial needs. Sebastian was the employee that I worked with and was an absolute delight. He was completely genuine and took the time to answer all my questions. He was thorough and explained everything in great detail. Not to mention made me feel welcomed as soon as I walked in the door. 100% customer service I will definitely will be using this service again.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers electronically funded loans up to $25,000, including Line of Credit and Secured Loans to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a branch to quickly and easily apply for a loan with LendDirect.
What are the business hours of LendDirect in Dieppe?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM, and Saturdays from 9:00 AM to 5:00 PM. It is closed on Sundays.
What do I need to apply for a Line of Credit at LendDirect?
You must be at least 18 years old, have a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident to apply.
Can I get a Secured Loan if my vehicle is over 10 years old?
Yes, Secured Loans can be offered for vehicles up to 20 model years old and with less than 250,000 kms.
How quickly can I receive funds after loan approval at LendDirect?
Funds can be available as soon as 15 minutes via Interac e-Transfer or direct deposit depending on your bank's processing times.
Is LendDirect accessible to individuals with disabilities?
Yes, LendDirect has a wheelchair accessible entrance to accommodate all customers.
What nearby places can I visit around LendDirect in Dieppe?
Nearby places include Popeye’s Supplements Moncton for health products, Sports Rock Dieppe for dining, and Economusee-Economuseum for museum visits, making it convenient to combine errands and leisure.
Are there financial services near LendDirect that could assist with currency exchange?
Yes, Western Union near LendDirect offers financial services including currency exchange to support your financial needs.
What beauty and personal care services are available near LendDirect?
You can visit nearby salons like Tammy’s Beauty Room, Keke’s Beauty, and Saint David Fades for a range of beauty, spa, and barber services.