Heights Finance in Wiggins, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Very Professional Employees who go out of their way to explain everything. We definitely recommend everyone to see Ms Erica and Ms Andrea for all extra needs.
LR
Lorraine Robinson
Sep 4, 2025
5.0
Erica Gee was great she helped when we needed help
TK
Tiffany K
Aug 17, 2023
5.0
Applied for a small personal loan, was approved for twice the amount I asked for. And was approved in less than 30 minutes! Wonderful experience, respectful and knowledgeable staff, Andrea is amazing... all I needed to bring in was ID, 2 bills with address and proof of income! Easy peasy! ⭐⭐⭐⭐⭐
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Wiggins offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance in Wiggins?
You can apply for a loan online, by phone, or by visiting the branch in person for assistance from friendly representatives.
What documents do I need to bring to apply for a loan?
You should bring two forms of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility statements.
What are the branch hours for Heights Finance in Wiggins?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance in Wiggins accept appointments?
No, appointments are not required; you can visit the branch during business hours without an appointment.
Are there accessible entrances and parking available at the Heights Finance branch?
Yes, the location has a wheelchair accessible entrance and onsite parking is available for customers.
Can I make loan payments online or through an app?
Yes, payment options include online payments, mobile app, automated bank payments, checks, money orders, and debit card payments.
What nearby places can I visit around Heights Finance in Wiggins?
Nearby places include Evan Makae Salon and Hair Bows To Tippy Toes if you want a haircut, or Pizza Inn of Wiggins for dining before or after your loan visit.
Are there medical facilities near Heights Finance in Wiggins?
Yes, nearby medical facilities include Wiggins Clinic - Hattiesburg Clinic, Flint Creek Physical Therapy, and Elite Physical Therapy, which can be convenient if you need healthcare services in the area.
Where can I find other financial or loan services near Heights Finance in Wiggins?
Nearby financial services include First Heritage Credit (former name of Heights Finance), Western Union for money transfers, and Tower Loan for mortgage brokerage.