Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Waynesboro, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
18 reviews
5 stars
18
4 stars0
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1 star0
- VRVertoria RiversDec 17, 20255.0Excellent customer service definitely would recommend anyone to them
- CTCassandra ThorntonDec 12, 20255.0The whole process was fast and easy, great customer service. Highly recommended!!!!
- SGSydney GreenDec 10, 20255.0I have been a long time customer with heights finance/first heritage. They always are understanding and work with me with payments and make it fast and easy when I need some quick cash. Out of all the loan places I deal with heights finance is definitely my favorite
- DDDebra DavisDec 10, 20255.0Great experience! I look forward to doing business with them
- SPShamekia PacleyNov 20, 20255.0Heights Finance has been a true lifesaver for me! The whole process was fast, simple, and completely stress-free. The staff was friendly, professional, and really took the time to explain everything so I knew exactly what I was getting. They didn’t judge or give me the runaround—just honest help when I needed it the most. I walked in feeling overwhelmed and walked out feeling confident and taken care of. If you’re looking for a reliable place that actually cares about their customers, I definitely recommend Heights Finance. They go above and beyond!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Waynesboro, MS offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. The process is designed to be fast and easy with friendly representatives to assist you.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Are good credit scores required to qualify for a loan?
Good credit helps but is not always required. Loan decisions are based on multiple factors; applying is the best way to find out if you qualify.
What are the business hours of Heights Finance in Waynesboro?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is the Heights Finance branch wheelchair accessible?
Yes, the branch has a wheelchair accessible entrance and onsite services.
What payment options does Heights Finance offer?
Payment options include online, mobile app, automated bank payments, check, money order, and debit card payments.
Can I refinance my existing loan at Heights Finance?
Yes, loan refinancing may be available if you have a current loan. Visit a local branch for details.
What nearby places can I visit around Heights Finance in Waynesboro?
Nearby attractions include Herbert's Mart Shopping Center for various shopping needs, Live Love and Bee Kind for antiques and gifts, and Waynesboro Wine & Spirits for convenience items.
Are there convenient dining options near Heights Finance?
Yes, nearby eateries include Burger King, Peking Chinese Buffet, Subway, and HuffnPuff Smokehouse, perfect for a meal before or after your visit.
Where can I find financial services near Heights Finance?
Other nearby financial services include First Heritage Credit, First State Bank, BankPlus, and World Finance, all within the Waynesboro area.