Business Details
About
Loan Agency
Heights Finance in Waveland, MS (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.2
5 reviews
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1
- JDJohn davisJun 8, 20255.0This company really cares for their customers. Not only they offered a deferred payment due to the recent tornadoes but I had some personal issues and they allowed me to make a partial payment ($30). I'm truly grateful for the branch manager in Cape girardeau Missouri, thanks again for giving options that fit my needs.
- BWBritney WilliamsApr 11, 20255.0April and Trisha are awesome at the Waveland branch...they are going to do whatever they can too help.....awesome..awesome...
- KHKarla HarrellMar 27, 20251.0Rude, unprofessional. They hide different fees. Be aware! I wouldn't recommend them to anyone!
- EAElliot ACMar 20, 20245.0April is lovely to work with. Very personable. Go see 1st Heritage, they helped me with golf cart loans :)
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Waveland offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch to start the loan application process.
What do I need to bring when applying for a loan?
Bring two forms of information for identity, residence, and income verification such as government-issued ID, proof of income, utility or bank statements.
Are good credit scores required to get a loan?
Good credit helps, but loans are approved based on multiple factors. You may still qualify without stellar credit.
What are the branch hours for Heights Finance in Waveland?
The branch is open Monday to Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance have a wheelchair accessible entrance and onsite parking?
Yes, Heights Finance in Waveland has a wheelchair accessible entrance and onsite parking available.
Can I make loan payments online or at the branch?
You can make payments online, via mobile app, automated bank payments, check, money order, or debit card at the local branch.
Are appointments required to visit Heights Finance in Waveland?
No, appointments are not required; you can visit during business hours without a scheduled appointment.
What nearby financial services are located near Heights Finance in Waveland?
Nearby financial services include First Heritage Credit and 1st Heritage Credit, which offer banking and installment loan services.
What local shops and services can I visit near Heights Finance?
Nearby you can find Collyn’s Hair & Beauty, Total Beauty By Jade, The Supply Co. for printing and arts & crafts, and Flea Market Waveland MS for thrift shopping.
Where can I grab food around Heights Finance in Waveland?
Close by are dining options like Papa Johns Pizza and McDonald's for quick meals before or after your visit.