Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchase and repair, emergency, holiday, and K-12 school loans.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information. Final approval requires a complete loan application.

Interest rate is the cost percentage charged for borrowing money, excluding fees. APR includes the interest rate plus fees like origination and documentation, usually resulting in a higher percentage.

If you qualify for electronic funding, funds are deposited within 1-2 business days. At a Republic Finance office, funds are given the same day via a paper check.

The Vicksburg branch is open Monday to Friday from 8:00 AM to 5:00 PM. It is closed on Saturdays, Sundays, and certain holidays like November 27 and December 25, 2025.

The branch is located at 2480 I-20 South Frontage Rd, Suite I, Vicksburg, MS 39180, USA.

Missing payments may result in late charges. Contact your local branch or refer to your loan documents for details about late fees and payment options.

Nearby places such as Sears Appliance Repair and Wells and LaHatte offer automotive and appliance services in case you need repairs before or after your loan visit. You can also relax at Natural Nail Day Spa nearby.

Yes, nearby restaurants include Rivertown Hams, The Honey Baked Ham Company, Goldie's Trail Bar-B-Que, and Roca Restaurant & Bar, providing convenient places to eat before or after your visit.

Nearby businesses like Fleetcor Technologies provide gas services if you need fuel traveling to Republic Finance. Also, the location is on I-20 South Frontage Road, making it accessible by car.